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What is Super Visa Insurance?
Super Visa allows Parents or Grand Parents to stay in Canada for up to two years at a time andis offered to parents of Permanent and Canadian residents. A Super Visa helps reunite Parents and Grandparents with family. SuperVisa can be issued for up to two years to ten years. Applicants must show they have medical travel insurance set up for one year after arriving in Canada. You can purchase this medical Insurance on behalf of the family member who is visiting.
You will need emergency medical coverage of a minimum of $100,000, valid for at least one year from the day they enter Canada, proof of paid medical insurance premium, and They may also need a signed letter of either a child or grandchild promising financial support during the stay in the country. Are you looking for Super Visa Insurance in Canada? Super Visa insurance is an essential part of the application for a Canadian Super Visa. It’s also known as a Parent and Grandparent Visa. If you’re not exactly sure what it is or how it works, fear not. You can get all the information you need here.
We understand how important family is, and when your parents or grandparents live in another country, bringing them closer to you becomes so much more important. In the process of helping your family members come to Canada, you may have come across the term Super Visa or Super Visa Insurance plan. If no one has explained to you exactly what this is, then here’s some more information to help you get
started.
Super Visa Insurance Brampton is a policy issued by the Government when there’s the hope of reuniting residents of Canada with their parents or grandparents. It allows for multiple entry visas, which can cover both your parents and your grandparents on the same insurance policy plan. If you are pursuing Parental Sponsorship, then a Super Visa Insurance policy is one of the most viable solutions.
Super Visa Insurance
We understand that going through the process to obtain this Insurance can be stressful, so we’re here to help! We will leverage our experience and expertise to guide you through every step in this process, so you’re sure to meet all requirements and guidelines set out by the Government.
Compare Various Super Visa Insurance plans.
We’ve made it easy to compare Super Visa insurance plans in Canada. Just enter your information into the easy-to-use form and choose the plan that’s right for you. Compare quotes from top insurance providers before submitting your application to Citizenship and Immigration Canada. In
a few short minutes, you’ll know if you’re eligible for coverage and how much it will cost.
Is Super Visa Insurance available in a Monthly Payment plan?
Are you planning to have your Parents or Grandparents visit you and your family in Canada and need to obtain Super Visa Insurance? You may be wondering how to afford it. The good news is that many insurance providers offer flexible payment options, including monthly payments, to make reuniting families in Canada easier.
As per Immigration, Refugees, and Citizenship Canada (IRCC), under the monthly Super Visa plan, the first two months’ premium needs to be paid upfront. This means that you can spread the cost of Super Visa Insurance over a longer period, making it more affordable. Additionally, if you are
already in Canada and applying to extend your visa, you can arrange for monthly payments with your insurance provider.
When it comes to selecting a Super Visa Insurance plan, it’s essential to compare different policies and choose the one that best fits your requirements. At CanadianLIC.com, we understand that this can be a daunting task, which is why our experienced insurance agents are here to help.
We will guide you through the process and answer any questions you may have to ensure you get the best policy for your needs & within budget.
Don’t let the cost of Super Visa Insurance prevent you from visiting your loved ones in Canada. With flexible monthly payment options, you can spread the cost over time and enjoy peace of mind knowing that you are properly covered in case of any medical emergencies.
Contact us today to learn more about our Super Visa Insurance Monthly plans and how we can help you obtain the coverage you need at an affordable price.
Table of contents
Super Visa CHECKLIST FORM
Are you applying for a Super Visa for your parents or Grandparents? Not sure what documents you need to apply for this?
We are here to help you! Let’s have a look at the Documents checklist while applying for a Super Visa.
We can help you to get the best Medical Insurance coverage for your Parents/Grandparents.
Super Visa Insurance – LICO Table For 2024
Are you applying for a Super Visa for your parents or grandparents?
Do you know you need a document to prove that you are meeting the Low Income Cut off Minimum (LICO)
Let’s have a look at LICO Table for 2024
The LICO table below illustrates income thresholds based on 2024 statistics for various household sizes and locations across Canada:
| SIZE OF FAMILY UNIT | One person | LICO – 6 Months |
|---|---|---|
| One person | $28,339 | $14,170 |
| Two persons | $35,282 | $17,641 |
| Three persons | $43,373 | $21,687 |
| Four persons | $52,662 | $26,331 |
| Five persons | $59,728 | $29,864 |
| Six persons | $67,362 | $33,681 |
| Seven persons | $74,998 | $37,499 |
| If more than seven persons, for each additional person, add | $7,634 | $3,817 |
Hospital Expenses
| Are You Worried about COVID-19? | Yes |
| Do you have a Health Card or Coverage through OHIP? |
No |
| Are You on Work Permit Status? | Yes |
| Are You on a Visitor Visa? | Yes |
| Are You a Recently Landed Immigrant? | Yes |
If you don’t Have Super Visa Medical Insurance
Get Ready to Pay The Below Prices.
| INSURED RESIDENTS | UNINSURED RESIDENTS | NON-RESIDENTS OF CANADA (VISITORS) | |
|---|---|---|---|
| Inpatient Daily Charges* | OHIP | UN | OOC |
| Acute Care Daily Rate – Standard Ward | – | $3,700 | $3,700 |
| Acute Care Daily Rate – Newborn | – | $1,500 | $1,500 |
| Rehabilitation Daily Rate/Chronic – Standard Ward |
– | $3,700 | $3,700 |
| Intensive Care Unit / Neonatal Intensive Care Unit |
– | $6,000 | $6,000 |
* DEPOSIT: Pre-payment of patient charges is required when services to be provided by the Hospital
to a patient are not insured. The deposit requested will be for three (3) days of inpatient stay.
Preferred Accommodation (Daily Rates)
| INSURED RESIDENTS | UNINSURED RESIDENTS | NON-RESIDENTS OF CANADA (VISITORS) | |
|---|---|---|---|
| Acute or Rehabilitation – Semi-Private | $280 | $3,980 | $3,980 |
| Acute or Rehabilitation – Private | $310 | $4,010 | $4,010 |
| Chronic – Semi-Private | – | $1,500 | $1,500 |
| Rehabilitation Daily Rate/Chronic – Standard Ward |
$45 | $3,980 | $3,980 |
| Chronic – Private | $65 | $4,010 | $4,010 |
Outpatient Visit Charges
| INSURED RESIDENTS | UNINSURED RESIDENTS | NON-RESIDENTS OF CANADA (VISITORS) | |
|---|---|---|---|
| Emergency Room Visit | $0 | $1,000 | $1,000 |
| Outpatient Clinic Visit | $0 | $600 | $600 |
| Minor Procedure | $0 | $400 | $400 |
| Chemotherapy Visit (excludes drug charges) | $0 | $600 | $600 |
| Chiropody Visit | $20 | $600 | $600 |
| Dialysis Clinic and Hemodialysis daily rate | $0 | $1,400 | $1,400 |
| Ambulance (Ministry of Health) – Essential ($195 covered by OHIP) |
$45 | $240 | $240 |
All ER and Outpatient Visit charges include basic assessment only.
Excluded from the basic cost are high-cost diagnostic procedures, consultant fees, physician fees
(other than the ER Doctor) and all items are separately billed below.
Excludes Uninsured Daily Inpatient Room Rate
Excludes Physician fees and Cost Of Implants.
| SIZE OF FAMILY UNIT |
UNINSURED RESIDENTS | NON-RESIDENTS OF CANADA (VISITORS) |
|---|---|---|
| Diagnostic Test Fees | UN | OOC |
| X-ray | $100 | $100 |
| Each additional X-ray | $50 | $50 |
| MRI (Magnetic Resonance Imaging) | $800 | $800 |
| MRI (Magnetic Resonance Imaging) with gadolinium |
$875 | $875 |
| Ultrasound | $175 | $175 |
| Each additional Ultrasound | $100 | $100 |
| CAT Scan | $550 | $550 |
| CAT Scan with contrast | $600 | $600 |
Super Visa Insurance with a pre-existing condition
Super Visa insurance provides coverage for pre-existing medical conditions not covered by OHIP or your private health insurance plans. Some plans will cover pre-existing medical conditions, while others will also cover stable pre-existing medical conditions.
What does super visa medical insurance cover?
Super Visa Medical Insurance can take care of most of the treatment expenses. There are other
benefits as well. Here’s a list, have a look:
Super Visa Insurance can Cover your Parents
during their Journey too!
Are you inviting your Parents on a Super Visa?
Did you know you can cover them for Medical Emergencies while they are on their flight?
Yes, they can be covered during their Transit too! Call us to get the best Insurance Coverage for your Parents or Grand-Parents. Medical Emergencies can affect your pocket and make you pay thousands of dollars in bills. Make sure your parents or grandparents are protected from these Medical expenses.
Super Visa Insurance can be Paid in Monthly Installments too!
If you are inviting your Parents on Super Visa and you find it difficult to pay for the Insurance in one go, this Plan is for you! Super Visa Insurance can be paid in Monthly Installments too! Our Experienced Advisors can help you select the best Insurance coverage that also fits your budget.
Do not worry about that one big amount of Insurance as you can divide it into monthly payments. Call us today to get more details about this option!
A partial Refund can be applied for the Unused Period of Super Visa Insurance!
Are your parents or grandparents here with you on Super Visa Insurance?
If they are planning to leave Canada before one year, you can get a partial refund for the unused months of Insurance coverage.
Yes! You can get your money back if they are not staying here for the whole year. For more details, call us or Book Appointment today! Our Experienced Advisors will help you with your questions!
You can get a Full Refund of your Money Paid for Super Visa Insurance if the Visa is not Approved!
Are you applying for a Super Visa for your Parents or Grandparents?
Worried about the loss of premiums paid if the Visa got rejected?
Well, you do not need to stress about this. Insurance Companies give you a Full Refund in case the Visa is not approved by the Immigration Department of Canada.
This way, you will not lose any of your money! Call us to get more details about Super Visa Insurance. Our Experienced Advisors will answer all your questions. Book an Appointment today!
Learn more about the mistakes to avoid while buying Super Visa Insurance
How Does Medical Insurance Work for Super Visa?
For 365 days, you can have Medical coverage in Canada. You will have no expiry date exclusion. You can also return to the original country during your trip without having cancelling coverage. There are deductible options per claim deductible, and there are rates for persons up to 89.
What does super visa medical insurance cover?
When you get Super Visa Insurance, it covers hospitalization, dental care, emergency medical, prescription medication, and remains repatriation. Basic assessment is included in Er and Outpatient visits. Ambulance services, follow-up treatment, surgeries, and nursing care are also covered. Also, you won’t have to worry about X-rays or other diagnostics and any follow-up treatment as those are covered under Super Visa Medical Insurance too. You will also be able to have companion accommodation, medical appliance rental or purchases, and other medical services with this type of Insurance.
Super Visa Insurance with a pre-existing condition
If you have a pre-existing medical condition also, it is not covered by OHIP or other private health insurance plans, and Super Visa Insurance can provide coverage. You can find a plan that covers stable pre-existing medical conditions or simply pre-existing conditions. Often, the standard travel policies don’t cover pre-existing conditions, but there is Insurance that does.
Diseases covered under Super Visa Insurance
If you have a condition such as Alzheimer’s, Stroke, Schizophrenia, or Parkinson’s, you can still get coverage with Super Visa Medical Insurance. You need to disclose those types of conditions, as well as Diabetes, issues with major organs, past surgeries, and blood pressure issues, anything that originates from a pre-existing condition. Make sure to understand what is included and not included in your policy, so you don’t get a claim declined. You will have to go through plans to find one that covers what you need. Or Consult with Canadian L.I.C. Inc. Advisors.
How long will Super Visa Insurance be valid?
Super Visa Insurance is different from regular visitor visas, where you are only allowed to remain for six months in Canada. With Super Visa Insurance, you can stay for up to five years, and the Insurance is valid only for one year. A regular SuperVisa can be issued for up to ten years, but the visitor can only stay up to 5 Years at a time for each visit.,
Will Super Visa Insurance start from my Super Visa start date?
When you apply for Super Visa Insurance, remember the coverage of the Super Visa should not be started until the Visa is issued with finalized travel dates. Your Insurance should start on the date you travel.
The coverage will end when you cancel your Insurance or when you return to your own country. If you have an expiry date, your policy will end on that date. You can extend your Super Visa by submitting an extension up to another 1 Year before the current status expires.
Is Medical Insurance Mandatory for a Super Visa?
You won’t need a medical exam to get a Super Visa, but you will have to answer some medical questions honestly.
You will need to have Medical Insurance for a Super Visa, Which is called Super Visa Insurance. All applicants will need to show they have Emergency Medical Health insurance coverage from a Canadian Insurance Company. The coverage needs to meet the Minimum $100,000.00 CND required by the Government of Canada.
Does Super Visa Insurance cover dental?
You can get Accidental and Emergency dental coverage with Super Visa Medical Insurance. With Accidental coverage, you get emergency treatment and service to any or whole teeth, capped and crowned included,
When you have dental emergency coverage, you get relief immediately from acute dental pain caused by a dental emergency, but not a blow to the face. Any conditions that have already been treated are not covered. As with the Accidental coverage, you must get treatment within 90 days from the emergency before returning to your original country.
How To Make a Claim
At Canadian LIC, we understand that accidents and unexpected events can happen anytime. That’s why we are committed to making the claims process as easy and stress-free as possible for our valued clients. When you need to make a claim, you can count on us to be there for you every step of the way. Learn more
Get the best Insurance Quote from Canadian L.I.C
Call 1 844-542-4678 to speak to
our advisors.
FAQ
There’s no one-size-fits-all answer to this question since the process for applying for a super visa can vary depending on your specific situation. However, there are a few general
tips that can help make the process go more smoothly.
- First, make sure you’re eligible for a super visa. In order to apply for one, you must be the parent or grandparent of a Canadian citizen or permanent resident. You’ll also need to meet other requirements, such as having a valid passport and being in good health.
- Once you’ve confirmed that you’re eligible, the next step is to gather all the necessary documents. This can include things like proof of financial support and a letter of invitation, Insurance & NOA’s
You can’t apply for a super visa from within Canada. However, it is important to note that not everyone will be approved. The best way to increase your chances of being approved for the super visa is to provide as much information as possible in your application and to have a strong case. For more information, contact your immigration consultant today.
Yes, grandparents on a super visa can live alone. However, they may need to provide proof of financial stability and secure accommodation to the immigration officer during the application process. Super visas are typically valid for up to 10 years, so grandparents should have no problem renewing their status as long as they maintain good standing with Canadian authorities.
No, you can’t apply for a new super visa from within Canada. The process is the same as if you were applying from outside of Canada. You will need to submit an application form, pay the applicable fees, and provide supporting documentation. If you are approved, you will be issued a new super visa that will allow you to stay in Canada for up to two years.
Yes, you can apply for your parents’ super visa. However, your representative can apply the form within Canada. The application process is relatively straightforward and can usually be completed in just a few days. For a smooth and hassle-free process, you can contact our experts at Canadian LIC.
Parents and grandparents of Canadian citizens or permanent residents who have been found admissible to Canada and meet some other conditions are eligible for the Super Visa as stated by the Canadian Government. Visa officers consider several factors before deciding if the person is admissible. This means they are a genuine visitor to Canada who will leave by choice at the end of their visit. Among the things that could be considered are:
- The individual has strong bonds to his/her home country
- The purpose of their visit,
- The individual family and financial state of affairs,
- Invitations from Canadian hosts.
The applicant can get detailed information by visiting the cic.gc.ca site or consulting an immigration consultant. Some mandatory documents are a written commitment of financial support from their child or grandchild in Canada who meets a minimum income threshold and proof that they have purchased Canadian medical insurance for at least one year to cover the period of time that they will be in Canada and Complete an Immigration Medical Examination
(IME).
According to the above quote from the Government’s website, proof of Canadian medical insurance is required. While this may change in the future to a list of approved international carriers, the guidance so far is for visitors to purchase visitors insurance from a Canadian company.
The expenses for hospitalization for visitors to Canada can amount to over $3,000 per day, and air ambulance charges to return you home could very easily be in the tens of thousands of dollars. We recommend $100,000 of medical insurance coverage. This will ease your financial burden due to unforeseen charges and give you the peace of mind that everyone is looking for.
Yes. Any person can purchase a visitor’s insurance policy on behalf of someone coming to Canada.
You can apply for a quote online by visiting our website or calling our toll-free number. After going through your requisites, we will be able to give you a competitive rate.
It all depends on the pre-existing condition and the terms and conditions of the policy. Some insurance companies offer plans that cover pre-existing conditions as long as they have been stable for a certain period of time (3 to 6 months) before departure from your home country. Sometimes, pre-existing conditions will not be covered. It is important to read your entire policy to make sure you are aware of the definitions affecting coverage, as well as the possible exclusions that may apply.
Only some of the available plans will cover pre-existing medical conditions such as diabetes, high blood pressure, heart conditions, etc. Other policies, while they do cover stable pre-existing medical conditions, use strict eligibility questions to screen out applicants (for example, no coverage available if you use an ICD (pacemaker), oral steroids for lung conditions, diagnosis of stroke, blood clots, congestive heart failure or a heart murmur in past 12 months, etc.).
No. There is no medical exam required prior to purchase. You will have to fill out the form, which comprises a few medical questions. You must answer all questions honestly, as not doing so may void (cancel) your coverage. If you have to submit a claim, the insurance company will investigate to determine if your condition was a pre-existing one and/or whether you were honest on your application.
Yes. If you obtain Super Visa insurance and your Visa Gets denied, then you may apply for a complete refund when you show proof that your visa was denied.
Yes and No, It depends on the situation. In a few situations, you can cancel by paying a small amount of admin fee for cancellations.
Yes. Super Visa insurance covers a set amount of emergency dental expenses.
Your deductible is the amount of money you have to pay out of pocket before your insurance kicks in. The higher the amount of your deductible, the lower your insurance premiums will be.
