Super Visa Insurance Cambridge

Super Visa Insurance Cambridge

Competitively priced super visa insurance in Cambridge

Every year, permanent residents and Canadian citizens invite their parents or grandparents to visit Cambridge, Ontario under the super visa program. This requires the applicants to obtain medical insurance from any Cambridge insurance agency. Since 2011, the Canadian government have made it easier for parents or grandparents to visit their loved one without reapplying for every visit. They are eligible to stay for up to two years at a time without the need to renew their visa. The super visa insurance was designed to cover healthcare expenses, including treating medical emergencies in the event of sudden sickness or an accidental injury for non-Canadian residents visiting their loved ones in the country. If you are looking to apply for super visa insurance in Cambridge, look no further than Canadian LIC to get the best insurance rates for you.

Contact a member of our team today for further enquiries on super visa insurance in Cambridge and compare super visa insurance quotes from various Canadian insurance companies.

What are the requirements to apply for super visa insurance in Cambridge?

• The medical insurance policy should be valid for at least one year from when you send the application to the IRCC.
• The policy should cover hospitalization, healthcare, and repatriation.
• The plan should provide minimum coverage of $100,000 per person.
• It should be valid for each entry into the country and must be available for review.
• It should be issued by a private Cambridge insurance company.

Medical benefits of super visa insurance:

If you wish to visit Cambridge to be with your loved ones, applying for super visa insurance can cover the following medical benefits:

• Visits to the physician
• Surgeries
• Hospitalization
• Ambulance services and emergency air transportation
• Emergency dental repair and pain relief
• Prescription medications
• Diagnostics and x-rays
• Accidental death, dismemberment and repatriation
• Follow up treatment
• Nursing care
• Rental or purchase of medical appliances

Advantages of purchasing super visa insurance from Canadian LIC in Cambridge:

There is a minimum coverage inclusion

The government of Canada sets the base inclusion for super visa insurance. It is usually CAD100,000 and most super visa insurance plans are on the same page.

An added benefit of purchasing it from a Cambridge insurance company

It is mandatory for super visa applicants to purchase super visa insurance from a Cambridge insurance company. This ensures the applicant is covered in the event there is a medical emergency, including various protection benefits. At Canadian LIC, our super visa insurance policies have ties with several hospitals in Cambridge, Which is highly appreciated in case of emergencies, Then Hospitals directly deals with Insurance companies and won’t ask you deposit funds or make payments to hospital

The applicant is covered for up to one year

Super visa insurance covers the policy owner for up to one year from any medical emergency. If the applicant chooses to leave the country before the policy expires, you can resume the policy when you return to Cambridge, Ontario again.

100% refund if your super visa application is rejected

If your super visa application fails to be approved by the IRCC, you will get a 100% refund of the amount spent on applying for a super visa. You just have to ensure that you get a refundable agreement.

Super visa insurance can be purchased from the same seller

The plan covers individuals for at least one year. If you choose to reside in Cambridge with your loved ones for more than one year, you will need to reapply for super visa insurance to ensure you do not face any issues in the long run. You must renew your super visa Insurance coverage from the same seller you have purchased it from. Canadian LIC can help you with the reapplication process taking the stress away from you.

The policy covers hospitalization, healthcare, and repatriation

Upon the applicant’s entry into Cambridge, they are covered for healthcare services, hospitalization, and repatriation. Before super visa insurance came into existence, a person visiting Cambridge had to opt for a generic medical insurance plan that offered very little coverage, and you would end up spending a lot of money on it. Keep in mind, the coverage for super visa insurance for pre-existing medical conditions will be set based on the age of the visiting parent or grandparent.

Looking after the medical needs of visitors to Canada

There is nothing more important than family, including the health of parents or grandparents when they are visiting another country. You know how imperative it is for you to want them to stay for a while. The fantastic news is when it comes to parents or grandparents staying in Canada, they can now, with ease, if they are a super visa applicant. This ensures their medical expenses are well taken care of during their stay in the country.

Since 2011, the Canadian government has made it easier for parents or grandparents of Canadian citizens and permanent residents for them to visit their loved ones with the help of a super visa. The best part is they can stay for as up to two years during a single visit, and it is valid for ten years. As Citizens or Permanent Residents are of the country are covered under provincial health insurance plans, Same way in case visitor to the country are not and in the event they require any emergency medical care, it can not only be costly, but can cause a lot of financial stress. Additionally, it can also lead to them hesitating to get the necessary healthcare needed because of the medical costs. That is why, it is imperative for parents or grandparents to apply for super visa insurance that meets the super visa insurance guidelines.

Canadian LIC is a reputable Canadian insurance broker in Cambridge that looks after the medical Insurance coverage that will assist you in case of expenses accrued due to emergency of parents or grandparents of Canadian citizens and permanent residents who are looking to visit the country and spend time with their dear ones. So, if you are based in Cambridge and are looking for an insurance advisor for super visa insurance, look no further than Canadian LIC.

The cost of super visa insurance for visitors to Canada

Similar to several medical insurance plans, the cost of super visa insurance depends on various factors such as the applicant’s age, what kind of deductible they want, if the visitors to Canada have any pre-existing medical conditions. However, if you want to get a basic idea of how much a super visa insurance plan would cost for one year with a minimum coverage of 100,000, below-mentioned is the monthly payment based on the factors described above:

• A single parent in their mid-forties who have no pre-existing medical conditions should expect to pay around $800 to $1,800
• Parents in their mid-forties who have no pre-existing medical conditions should expect to pay around $1,600 and $3,600
• Parents or grandparents in their early 70s who have no pre-existing medical conditions should expect to pay around $2,200

Canadian LIC is a trusted insurance broker that can help you with all your super visa insurance needs from top Canadian insurance company. For further details on the medical expenses covered under this policy, please do not hesitate to reach out to our team.

The super visa insurance coverage provides:

It is important for you to be aware that every super visa insurance policy is unique and caters to the specific healthcare needs of the super visa applicant. Below-mentioned is some of the medical expenses that super visa insurance provides coverage for visitors to Canada, making the emergency medical expenses easier:

• Medical practitioner fees
• Emergency medical care
• Emergency dental issues
• Prescription drugs and x-rays

Parents or grandparents have the option to pay for extra coverage based on their personal needs. One of the major benefits of super visa insurance is that super visa applicants are allowed to re-enter the country as many times as possible for up to two years at a time, thus eliminating the need to apply for a visitor’s visa. This gives your parents or grandparents the freedom to return to their home country as and when they please. Get in touch with the trusted insurance advisor today to find out more details.

Is insurance mandatory for a super visa applicant?

In order for the super visa applicant to get their visa application approved, they are required to submit proof to the Immigration, Refugees and Citizenship Canada (IRCC) that they have purchased medical insurance from a Canadian insurance company that meets all the necessary criteria of the super visa, as well as the Canadian government. Unlike permanent residents and Canadian citizens, foreign nationals do not get free medical care in any province in the country. So, getting medical insurance is not only compulsory but also a legal requirement.

No one wishes for anyone to suffer from any injury or unfortunate medical incident that requires them to get treatment. However, life is uncertain, and if you are a parent or grandparent from a foreign country and do not have any medical insurance plan, you can end up spending hundreds and thousands of dollars.

We also understand the rising medical costs in the country is a burden to many, and if one is not adequately covered, it can become a financial struggle. Our insurance advisor at Canadian LIC will ensure visitors to Canada select a medical insurance plan that offers more than enough financial security to take care of any medical treatments during their stay in Cambridge. With years of experience in the insurance industry, you can rest assured; all your insurance needs will be addressed and met in the best way possible.

How much does a super visa insurance plan cost?

The cost of parents of grandparents travelling to visit their loved ones in Cambridge for one year can be anywhere between $100 and $200 per month. If a parent or grandparent decides to visit the country with their significant other, in some cases the plan will be much more affordable than purchasing two separate plans. The rates for a super visa insurance policy is based on the below-mentioned factors:

• The amount that is to be deducted
• The policy coverage amount
• The age of the super visa applicant is the current health history of the super visa applicant
• The length of the insurance policy

Exclusions of super visa insurance:

Pre-existing medical conditions will be defined:

• For individuals, 60 years and under, if stable for 120 days before the start date of the policy.
• For individuals between 70 to 79 years, if stable, for 120 days before the start date of the policy, including if the optional coverage was bought.

Loss incurred because of a sickness that originated during their stay in Cambridge or was symptomatic during the waiting period as follows:

• The first 48 hours from the start date of the policy, if it was purchased 60 days from arrival
• Within the first seven days from the start date of the policy, if the policy was bought 61 days or more from the date of entry in Cambridge.

Any future claim of a similar medical condition with respect to a sickness or injury that happened during the trip for which a claim has been made or is pending.

Any medical condition before the arrival date in Cambridge, and you have not received the results yet. Testing and investigative consultation are not limited to biopsies, except when performed at the time of a medical emergency or sickness.

Apply for super visa insurance quote online

It is imperative that you choose the right super visa insurance policy because the wrong one could ultimately delay your super visa application process. Do not worry; at Canadian LIC, our team of experienced and professional insurance brokers will go through all the super visa insurance plans with you to help you choose the right policy from a trusted Canadian insurance company including offering expert advice on what plan is best suited for your needs. Please do not hesitate to reach out to our team for more details.

Contact our team today at +1 416-543-9000 to schedule an initial consultation to get the quote for Super Visa Insurance from trusted Canadian insurance company. Our insurance advisors will be more than happy to answer any queries that you may have on super visa insurance.