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How to Apply For a Super Visa Insurance?

How to Apply For a Super Visa Insurance

December 3, 2021, ,

Super Visa Insurance is a unique insurance for parents and grandparents of citizens and residents of Canada who have been staying in Canada for a long duration. Whatever medical emergencies arise during the stay of your parents and grandparents are taken care of by Super Visa Insurance.

What is a Super Visa and Super Visa Insurance?

A visa that allows the parents and grandparents of Canadian citizens or residents to come to stay in Canada to meet them is what is known as a Super Visa.

Usually, someone coming to Canada can only stay for a duration of six months if he/she has a visitor’s visa, but a super visa allows the visitors to stay in Canada for as long as five years, and they can also come again a number of times within the five years time.

The best part is a super visa holder can also get a two-year extension if they apply for it. After your approval, your super visa insurance will stay valid for up to 10 years. Isn’t it amazing?

Now let’s come to Super Visa Insurance. Super Visa Insurance is a particular kind of travel medical insurance for super visa holders that helps in paying for any medical emergencies coming up when your relatives get sick or hurt during their stay in Canada. This type of insurance is specifically made to meet the super visa requirements, so it is essential to have sufficient insurance if you want a Super Visa.

If you want to know about Canadian Super Visa Insurance in detail you can read – Everything You Need To Know About The Canadian Super Visa Insurance

What are the Super Visa eligibility requirements?

To meet super visa eligibility, the person who is applying for it must:

  1. Be a Canadian citizen or resident’s parent or grandparent.
  2. Have a letter of confirmation on their child or grandchild’s behalf stating financial support to them during their entire stay.
  3. Possess proof that their child or grandchild meets the required minimum income.
  4. Have a copy of their child or grandchild’s Permanent Resident Card (PR Card) or Canadian passport.
  5. Pass a medical exam to prove they are healthy enough to come to the country.
  6. Show proof of having enough insurance coverage from a Canadian insurance company.

What are the requirements for super visa insurance?

Mentioned below are the minimum requirements for a Super Visa Insurance:

  • It should have a minimum of one year of validity from the date the visa holder enters Canada.
  • There should be a minimum of $100,000 CAD in coverage.
  • Emergency medical care, possible hospitalization, and repatriation should be handled.
  • An immigration official should be able to review it each time the visa holder arrives in Canada.
  • It should have been purchased from an insurance company in Canada.

Click here to learn more about Super Visa Insurance and what it covers.

Learn in Detail on How to Apply for Super Visa Insurance.

Super visa is for those individuals who applied for the Parents and Grandparents Sponsorship Program (PGP) but did not get it or for those who did not apply at all. It is the next best option that does offer the applicant permanent residency, but they can stay for up to five years. This multi-entry visa is valid for up to ten years, explicitly designed by the government for parents and grandparents visiting Canada. 

Contact Canadian LIC today to learn more about Super Visa Insurance.

How can I apply for Super Visa Insurance?

Steps to Apply For a Super Visa Insurance

Now let’s review again and clearly understand the process of applying for a Super Visa Insurance in detail.

The Immigration Refugees and Citizenship Canada (IRCC) requires applicants to meet the following criteria when applying for super visa insurance:

  • The medical insurance must be purchased from a Canadian insurance company.
  • The plan must be valid for a minimum of one year from the applicant’s date of arrival.
  • The minimum coverage of the policy must not be less than CAD 100,000
  • The Super Visa Insurance quote will not be considered sufficient proof. You must have concrete proof that the medical insurance has been purchased.
  • A document confirming that the traveller had taken & completed the immigration medical exam.

Do not worry; Canadian LIC can offer the right insurance plan to suit your super visa needs.

1) Letter of invitation from the host:

  • Your children or grandchildren who are permanent residents or Canadian citizens must provide a letter that they will financially support their parents and grandparents during their stay.
  • They must also share the number of people in the household.
  • A copy of the host’s Canadian citizenship or permanent resident document.

2) The host must meet the minimum income requirements set by the IRCC

  • T4/T1 or Notice of Assessment (NOA) for the most recent tax year.
  • Payslips of employment insurance
  • Employment letter of the host, which includes the date of joining.
  • Salary slips as well as bank statements.

3) Biometrics

When applying for a super visa, the applicant has to give their biometrics (photograph and fingerprints). The host can apply for super visa insurance for their parents or grandparents in two ways:

  • Online
  • Paper

Applying for a Super Visa online

If the applicant decides to apply for a super visa online, they should:

  • Submit scanned copies of the relevant documents mentioned above so that they can be uploaded.
  • Have a valid credit card to complete the payment.
  • The applicant must check their email regularly to receive email updates from the IRCC regarding their application status.

Applying for a Super Visa by paper

Unlike the online process, where everything is automated once the documents are uploaded, applying for a super visa has to be done manually. The applicant must fill out all the forms and pay the fee. Below mentioned is the procedure for applying for a super visa by paper:

  • The person must download the application package from the Canadian government website.
  • Go through the guide and be familiar with the instructions and the process.
  • The applicant has to provide certain documents like:
  • Document stating that parent or grandparent wants to visit the country.
  • The document can either be a birth certificate or any government-issued document proving they are the applicant’s parents.
  • Once the application is submitted, they must pay for the super visa only in Canadian dollars.

After applying for super visa insurance for your parents or grandparents, they must send in their visa application and wait for the update on the website. To find more information on super visa insurance, please do not hesitate to contact the team at Canadian LIC today to schedule an initial consultation. Based in Brampton, we offer Super Visa Insurance in Brampton and all over the country.

If you are not able to make a decision for yourself and you need some expert guidance, then we are here for you. We will be happy to hear all your queries and provide the best possible solution as per your conditions. Book an appointment with us today, completely free!

FAQ’s

The answer to this is yes, as a lot of insurance companies will provide you with a discount if you go for more than one super visa insurance policy at the same time. Every company provides unique offers and deals. Find out and gather good knowledge on the multi-policy discount to discover how you can save.

No, there is no need to undergo a medical exam to get super visa insurance. This sounds like a relief to you. Isn’t it? When you apply, you will just be asked a few questions related to your health.

Ensure you answer each question honestly and accurately during the application process. Your policy might get cancelled in the case of sharing the wrong information. And in such a case, there will be a risk of losing your visa completely.

Yes, a refund is possible, but only in certain specific situations. Let’s suppose you apply for a policy and you also get approved, but the application for your super visa is denied later on. Then, in that case, you can get a full refund for your Super Visa Insurance policy.

You can apply for a quote online by visiting our website or calling our toll-free number. After going through your requisites, we will be able to give you a competitive rate.

The answer to this is again a yes, but this is not a very common scenario, as super visa insurance is compulsory for the super visa itself.

Suppose your Super Visa Application got accepted, and you’re now staying in Canada on that visa. So if you cancel your insurance, your visa will also get revoked.

However, in case you have to leave Canada before the expected time and cannot use your insurance plan, then in that situation, you can cancel your insurance policy, and you will get some of the money back. However, you will end up paying a cancellation fee. Provided there was no claim on the policy.

No, the parents and grandparents of foreign workers in Canada cannot get a super visa or insurance as they are not considered permanent residents of Canada. Super Visa or Insurance is only available to the relatives of Canadian permanent residents and citizens. However, the relatives visiting them can still get the standard travel insurance.

Yes, super Visa Insurance also takes care of emergency dental expenses. You can easily get thousands of dollars in coverage for any dental expenses and emergencies, depending on your policy. It is also important for you to remember that any planned dental treatment, such as cosmetic surgery will not be covered by Super Visa Insurance.

The time duration for Super Visa insurance coverage is almost ten, and it can be bought in 1-year increments. Even though a super visa can be valid for a period of ten years, each visit through the visa can only last for a maximum time period of just two years. So in case you are planning to stay in Canada for the entire two years, then you must invest in additional super visa medical insurance. And if you leave Canada and come back, you must ensure you have a new, valid Super Visa insurance coverage.

The best parent/grandparent Super Visa Insurance policy, which is available from some of the best insurance companies in Canada, includes:

  • Allianz
  • 21st Century Travel Insurance Limited
  • Destination Canada
  • Manulife
  • Tugo
  • Group Medical Services (GMS)
  • Ingle Insurance
  • Secure Travel Insurance
  • and more!

 

The above information is only meant to be informative. It comes from Canadian LIC's own opinions, which can change at any time. This material is not meant to be financial or legal advice, and it should not be interpreted as such. If someone decides to act on the information on this page, Canadian LIC is not responsible for what happens. Every attempt is made to provide accurate and up-to-date information on Canadian LIC. Some of the terms, conditions, limitations, exclusions, termination, and other parts of the policies mentioned above may not be included, which may be important to the policy choice. For full details, please refer to the actual policy documents. If there is any disagreement, the language in the actual policy documents will be used. All rights reserved.

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