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Guaranteed 50% Cash Value at age 65

Guaranteed 50% Cash Value at age 65

Get Insurance coverage of $2,000,000 and
Get 50% Cash Value = $1 Million at age 65.
One Plan Provides Protection & Retirement Planning

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Among the highest in the industry

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Great value for money on the market

policy

Available from 10th policy anniversary

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Partial or total surrender available

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Option of borrowing against cash value

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Whole Life

High Values

20-Pay
Guaranteed Values

A Guaranteed Fixed Premium Policy for ages 0 to 75 that allows for Higher Cash Values. Available in simplified issue for amounts between $50,001 and $150,000.

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Ages 0-75
Premium Fixed and Guaranteed
Insurance Amount Available Integration Specialist
Cash Value 50% of the insurance amount at age 65 (or after 20-Pay for ages 46 and older) Available from the 10th contract anniversary Possibility of partial or total surrender
Reduced Paid-Up Value Available from the 10th contract anniversary

Whole Life | High Values

Types of Issue

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Express Issue

$50,001 to $150,000

Electronic Application

No medical exam or fluids, no underwriting

0 - 75 years

Eligibility

0 -15 years
9 eligibility questions with 16 sub-questions

16 -75 years
15 eligibility questions with 4 sub-questions

Death Benefit

Eligible on 1st day

Additional Coverages

➨ Credit Insurance Rider (2-year option)

➨ Term Coverages T-10 | T-20 | T-25 | T-30

➨ Child Rider (Life Insurance)

➨ Waiver of Premiums in the Event of Death or Total Disability (WPD & WPDD)

➨ Waiver of Premiums in the Event of Loss of Employment (WPLE)

➨ Accidental Fracture (AF)

➨ Accidental Death and Dismemberment (AD&D)

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Regular Underwriting

$150,001 and more

Electronic and paper application

Regular underwiting according to requirements

0 - 75 years

Eligibility

According to underwriting requirements

Death Benefit

Eligible on 1st day

Additional Coverages

➨ Credit Insurance Rider (2 years, 5 years or up to age 65)

➨ Term Coverages T-10 | T-20 | T-25 | T-30

➨ Preapproved Critical Illness Insurance

➨ Child Rider (Life Insurance)

➨ Waiver of Premiums in the Event of Death or Total Disability (WPD & WPDD)

➨ Waiver of Premiums in the Event of Loss of Employment (WPLE)

➨ Accidental Fracture (AF)

➨ Accidental Death and Dismemberment (AD&D)

Protection for all with many possibilities!

With 50% guaranteed cash values at age 65 or after 20 payments for ages 46 and over, this is definitely a high-value product that offers a range of opportunities!

Interesting scenarios that meet the needs for protection, but also for savings:

Occupation: Business Owner ( Transportation )

Amount of insurance: $2,000,000

With this product, his need for life insurance is fulfilled.

In 30 years, (or sooner!) he will have different options before him:

Full surrender

At age 65, he will have a cash value maximized at 50%, or $500,000 in value.

Borrowing with UV

Partial surrender

Occupation: Teacher

Amount of insurance: $1,000,000

With this product, his need for life insurance is fulfilled.

In 30 years, (or sooner!) he will have different options before him:

Full surrender

At age 65, he will have a cash value maximized at 50%, or $500,000 in value.

Borrowing with UV

Partial surrender

Insurance bought by her parents to protect her

Amount of insurance: $500,000

They will protect her insurability with several other options!

In 20 years, they will transfer the policy to Melissa, She won’t have to pay any more premiums and can continue to be insured for her entire life. She could also choose one of these options:

Full surrender

At age 65, she will have a cash value of 50%, with a value of $250,000.

Borrowing with UV

Partial surrender

Our customers love us

CLIC-Rating (1)

Lalit Kumar

Mrs. Harpreet Puri is always friendly and professional and answers all of our questions with infinite patience. Helped us a lot in our health insurance. She is the best advisor.

Maninder Bihla

Wonderful personality and very professional lady . Best knowledge of all the product and I m so happy with her service. Thankyou..

Karam Sandhu

Wonderful Personality. She has a good knowledge of insurance and also gives you variety of options to work with your budget. I will recommend her for your insurance needs.

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