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Insurance Broker Surrey
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Identifying the best insurance policies for our clients
At Canadian LIC, our insurance brokers in Surrey have years of experience in the insurance business. With expert knowledge, we can offer reliable insurance advice, including identifying the right insurance policies with the best insurance coverage rates and terms to meet your insurance needs.
The insurance market is vast and tricky to navigate, one can get lost and confused and end up buying a policy with unfavorable rates and terms. Don’t worry, our insurance brokers will patiently explain every detail of the insurance plan to help clients understand it better. Additionally, we also help clients in calculating their payment plans, fill out all the required paperwork on their behalf, as well as helping them with their insurance claims.
Irrespective of the situation you are in, you can rest assured; that our insurance brokers will help you make a well-informed decision. If you are looking to purchase a term life insurance or a disability insurance policy, we’ve got you covered. We will identify a plan that suits your needs perfectly.
Additionally, if you are looking to protect your business interests or even ensure your children get the best education possible, we will cater to all your needs ensuring you receive the best possible outcome. Moreover, our insurance brokers in Surrey will also educate you and advice you on what policy is the right one for you. All our insurance services are personalized to meet the requirements of our clients. Call today to find out more information.
Looking after your specific insurance requirements
Our insurance brokers in Surrey pride themselves on looking after the best interests of their clients. A major part of their job is to understand their needs clearly and identify the right insurance policy that meets their budget and requirements. It can be quite tricky to find the right insurance plan by yourself. A recent study showed that people who did their due diligence and bought an insurance policy ended up with a plan that did not meet all their specific needs.
So, if you are in the market looking for a trusted insurance broker in Surrey, you cannot go wrong with Canadian LIC. Our insurance brokers are well-versed in all types of insurance policies and in which the firm offers the best rates and terms. We do not represent any insurance firm like an agent does; we build sound relationships with various lenders, ensuring our clients choose the right plan from a plethora of options.
Every insurance policy is the same; it is merely minor differences that separate one from the other, and this is where having the help of a broker helps; we will do all the heavy lifting and go through all the fine print, ensuring you are making the right choice. Additionally, we help clients by offering top-quality advice to help them be well-informed and satisfied with their choices.
If you require assistance in choosing the right insurance policy, you cannot go wrong with our reliable insurance brokers in Surrey at Canadian LIC. For further information, please do not hesitate to speak to a member of our team today to request a free, no-obligation estimate or to schedule an appointment. Whatever questions you have on insurance plans, we will be more than happy to address them to the best of our knowledge.
You can count on your insurance brokers in Surrey for:
Our insurance brokers in Surrey can help clients with all types of personal, business and investment insurance policies. Furthermore, we can even steer past the vast insurance market on your behalf and determine the right insurance plans based on your specific requirements. Below mentioned are some of the insurance policies we can help clients with:
Personal insurance policies
Critical Illness Insurance
Life is something we mustn’t take for granted. One minute you are living the highs, and the next you can be diagnosed with a terminal illness. In the event the unthinkable happens, we have to make sure we insure ourselves so that our finances and hard-earned savings are not affected, including not letting the financial burden fall on our dear ones. A critical illness insurance plan ensures the policy owner receives a one-time lump sum amount that covers them financially and looks after their needs and the needs of their loved ones. For more information, or if you want to purchase a critical illness insurance policy, call us today.
Disability Insurance
Has an unfortunate workplace incident left you permanently or temporarily disabled? If yes, a disability insurance plan will make sure you are financially by covering expenses such as hospitalization bills, medical expenses, prescription, and even rehabilitation expenses. Additionally, your family will not feel the financial strain as this policy will look after their needs as well.
Mortgage Insurance
No one wants to default on their mortgage payments. The ramifications are significant. It not only impacts your credit score and history but there is a large possibility that lenders in the future may not approve your loan request because you defaulted in the past. A mortgage insurance plan ensures that you are not financially affected even if you default on your repayments. To find out more information on mortgage insurance, please speak to our insurance broker in Surrey today.
Loan Protection Insurance
Have you been recently let go of your job? Is it affected you financially, where you are struggling you make your mortgage payments? A loan protection insurance plan is the best choice to make sure that you avoid defaulting on your monthly loan payments. You will be pleased to know that the loan protection insurance limit for personal and business expenses is $5000.
International Student Insurance
Are you a foreign student looking to study in Surrey? Did you know that healthcare is not free for non-residents? Do you know the insurance requirements for international students in Surrey? Don’t worry. Our insurance brokers will explain the insurance requirements in detail and help you choose the right policy that looks after you during your time in Surrey.
Term Life Insurance
One of the most common insurance plans out there in the market. It is competitively priced, and it makes sense for those people planning their retirement or for those looking for a short-term plan. The individual has the option to choose a policy for either 10, 20 or even 30 years.
Whole Life Insurance
Upon the death of the policy owner, the beneficiary will receive a death benefit only if they have maintained their premiums. For more details on whole life insurance, get in touch.
Universal Life Insurance
A universal life insurance plan has two options, one option is based on the contract terms, and the other option is how much you can withdraw against the cash value of the plan. Moreover, the owner of the insurance plan has the choice to either withdraw the entire amount or a part of it beforehand to cater to any financial need or emergency.
Money-Back Life Insurance Policy
A money-back insurance plan guarantees the policy owner receives the money if they successfully survive the policy term. Keep in mind the amount is taxable. To find out more information about money-back life insurance, talk to our team today.
Super Visa Insurance
With the help of super visa insurance, you can your parents or grandparents to visit your family in Surrey. Super visa insurance covers their medical bills, hospitalization expenses, prescription drugs and much more.
Business insurance plans
Key Person Insurance
This is a type of insurance policy that provides coverage to the owner and looks after their business interests.
Group Insurance
This plan considers both, the employees’ physical and mental well-being in the organization in the event something unthinkable happens.
Buy-sell Agreement
A buy-sell agreement ensures the shares of the partners are fairly divided if you die or decide to retire. The contract is legally binding under a court of law.
Estate Planning
An insurance policy plays an important role in estate planning.Additionally, it also offers the beneficiaries with peace of mind. The funds can be used to take care of expenses such as legal fees, pay off taxes and clear obligations.
Investment Insurance Plans
Registered Education Savings Plan (RESP)
All of us want our children to study in the best schools and colleges. With education fees slowly increasing year after year, a Registered Education Savings Plan (RESP) is the best alternative to take care of their higher education. Bear in mind, the contributions made to this savings policy are not taxable.
Tax-Free Savings Account (TFSA)
Relax and watch your income grow tax-free over time by giving a small part of your yearly income by opening a Tax-free Savings Account (TFSA).
Registered Retirement Savings Plan (RRSP)
This investment plan ensures you are financially secure when you retire. The policy owner has the option to withdraw a portion or all the funds to meet their financial needs. Talk to your insurance brokers in Surrey Today to find out more about our insurance brokerage services.
Is it worth using a broker for insurance?
You can contact a brokerage to find an insurance agent to get your life insurance covered by your insurance policy. They have extensive experience in the insurance industry and can often get you better coverage at an excellent value. They may also provide support for your claim.
Looking to speak to our experienced insurance brokers? Call today at 1 844-542-4678 to schedule an initial consultation.
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