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- Life Insurance can protect your family from any financial crisis
- You leave a completely tax-free inheritance to your dear ones or beneficiaries
- Life Insurance can pay for your funeral expenses
- You can clear your debts and loans with Life Insurance
Critical Illness Insurance
At La Capitale, your financial security and the health of yourself and your loved ones are imperative in these unprecedented times. Due to COVID-19, we understand that anxiety can be associated with hospitalization. Keeping this in mind, at La Capitale, in the unfortunate event you are hospitalized with COVID-19, we provide coverage at ultimately no cost for a limited period. Contact our team for further information.
At times, we only assume that critical illnesses only happen to other individuals until we are diagnosed with one, which turns our lives upside down.
Allow yourself to maintain an everyday life without having to stress about the financial impact on yourself and your family on the effects of a critical illness.
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Comparison table – Types of Critical Illness Insurance products
| Fixed Term Critical Illness Insurance | T75 Critical Illness Insurance | Simplified Critical Illness Insurance | Children's Critical Illness Insurance | |
|---|---|---|---|---|
| Features | The policy covers twenty-five critical illnesses, surgeries, and conditions. | The policy covers twenty-five critical illnesses, surgeries, and conditions. | The policy covers six critical illnesses, surgeries, and conditions. | The policy covers twenty-eight various types of critical illnesses, surgeries, and conditions as soon as your infant is thirty days old. |
| The policy can be renewed and converted into fixed terms of | ||||
| 10, 20, 25, 30, and 35 years | ||||
| Documents | Booklet | Booklet | Booklet | Booklet |
| Best Doctors™ | Yes | Yes | Yes | Yes |
| Succession Advantage | Yes | Yes | Yes | Yes |
| Accidental Fracture Term Rider | Yes | Yes | Yes | Yes |
List of illnesses, surgeries, and conditions covered in critical illness policy
| Fixed Term Critical Illness Insurance | T75 Critical Illness Insurance | Simplified Critical Illness Insurance | Children's Critical Illness Insurance |
|---|---|---|---|
| Cerebrovascular accident (stroke) | Cerebrovascular accident (stroke) | Cerebrovascular accident (stroke) | Covered childhood illnesses |
| Aortic surgery | Aortic surgery | Coronary surgery | Autism |
| Type 1 diabetes | |||
| Coronary surgery | Coronary surgery | Heart attack (myocardial infarction) | Muscular dystrophy |
| Cystic fibrosis | |||
| Heart attack (myocardial infarction) | Heart attack (myocardial infarction) | Cancer (life-threatening) | Cerebral palsy |
| Heart valve replacement | Heart valve replacement | Coma | Other insured illnesses and surgical procedures |
| Cancer (life-threatening) | Cancer (life-threatening) | Paralysis | Life-threatening cancer |
| Bacterial meningitis | |||
| Benign brain tumor | Benign brain tumor | Blindness | |
| Coma | |||
| Major organ transplant | Major organ transplant | Major organ transplant on the waiting list | |
| Major organ transplant | |||
| Major organ failure on the waiting list | Major organ failure on the waiting list | Kidney failure | |
| Paralysis | |||
| Kidney failure | Kidney failure | Deafness | |
| Loss of speech | |||
| Coma | Coma | Severe burns | |
| Loss of limb | |||
| Aplastic anemia | Aplastic anemia | Benign brain tumor | |
| Cerebrovascular accident (stroke) | |||
| Alzheimer's disease | Alzheimer's disease | Coronary surgery | |
| Heart attack (myocardial infarction) | |||
| Motor neuron disease | Motor neuron disease | Occupational HIV infection | |
| Alzheimer's disease | |||
| Parkinson's disease | Parkinson's disease | Parkinson's disease | |
| Multiple sclerosis | |||
| Paralysis | Paralysi | Motor neuron disorder | |
| Aortic surgery | |||
| Multiple sclerosis | Multiple sclerosis | Heart valve replacement | |
| Bacterial meningitis | Bacterial meningitis | ||
| Severe burns | Severe burns | ||
| Blindness | Blindness | ||
| Occupational HIV infection | Occupational HIV infection | ||
| Speech loss | Speech loss | ||
| Loss of limbs | Loss of limbs | ||
| Deafness | Deafness | ||
| Loss of autonomy | Loss of autonomy |
- Critical illness is diagnosed before the child's 3rd birthday.
- Critical illness is diagnosed before the child turns 18 years of age
- These critical illnesses mentioned above generally occur in adulthood. Still, the child until the entire duration of the contract, i.e., until age seventy-five, remains covered right from the time the contract is issued.