Category: Super Visa Insurance

Visitor Visa vs. Super Visa: Understanding the Differences

Posted on by canadianlic

When planning a visit to Canada, understanding the various entry options and visa types is crucial. Two common visa categories you may encounter are the Visitor Visa and the Super Visa. In this comprehensive guide, we’ll explore what these visas are, how they differ, and the significance of each when planning your visit to Canada.

Visitor Visa vs. Super Visa: Understanding the Differences

By Canadian LIC, November 06, 2023, 10 Minutes

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Visitor Visa vs. Super Visa: Understanding the Differences

When planning a visit to Canada, understanding the various entry options and visa types is crucial. Two common visa categories you may encounter are the Visitor Visa and the Super Visa. In this comprehensive guide, we’ll explore what these visas are, how they differ, and the significance of each when planning your visit to Canada.

Visitor Visa

A Visitor Visa, also known as a Temporary Resident Visa (TRV), is an official document issued by the Canadian government that allows foreign nationals to enter Canada temporarily for a variety of purposes. These purposes include tourism, visiting family and friends, attending business meetings or conferences, or studying for a short duration. Visitor Visas are typically valid for up to six months but may be issued for a shorter period based on the intended purpose of the visit.

Key Features of a Visitor Visa

  • Temporary Stay: A Visitor Visa permits a temporary stay in Canada. The duration of your stay is determined by the immigration officer at the port of entry or as indicated on your visa.
  • aried Purposes: Visitor Visas are versatile and can be used for different purposes, including tourism, visiting family, conducting business, or attending short courses.
  • Healthcare Considerations: While in Canada, visitors under a Visitor Visa do not have access to the country’s publicly funded healthcare system. It is essential to have private health insurance to cover medical expenses during your stay.
  • Application Process: Obtaining a Visitor Visa involves applying to the Canadian government, providing necessary documents, and meeting specific eligibility criteria. The application process varies depending on your home country and the nature of your visit.

Super Visa

The Super Visa, introduced in 2011, is a unique visa category designed for parents and grandparents of Canadian citizens or permanent residents. It allows eligible parents and grandparents to visit their family members in Canada for an extended period, often up to five years on a single entry. The Super Visa is an excellent option for family reunification and enables family members to spend quality time together.

Key Features of a Super Visa

While specific costs can vary widely, it’s helpful to look at average figures to get a sense of what Canadians are paying for funerals in 2023. Keep in mind that these figures are approximate and can fluctuate based on location and choices made by the family:

  • Extended Stay: Super Visa holders can stay in Canada for an extended period, typically up to five years on a single entry. This extended duration alleviates the need for frequent visa renewals.
  • Healthcare Coverage: One of the distinctive features of the Super Visa is that it requires applicants to obtain private health insurance from a Canadian insurance provider. This ensures comprehensive health coverage for the duration of their stay.
  • Financial Eligibility: To be eligible for a Super Visa, applicants must demonstrate that they meet specific financial criteria, indicating their ability to financially support themselves during their visit to Canada.
  • Family Reunification: The Super Visa is a valuable tool for family reunification, allowing parents and grandparents to spend quality time with their loved ones in Canada without the restrictions of a standard Visitor Visa.

Read More – Canadian Super Visa here

Key Differences Between Visitor Visa and Super Visa

Purpose:

Visitor Visa: Designed for various temporary purposes, including tourism, family visits, business trips, and short-term studies.

Super Visa: Specifically created for parents and grandparents of Canadian citizens or permanent residents who wish to visit family members in Canada for an extended period.

Duration of Stay:

Visitor Visa: Typically permits stays of up to six months.

Super Visa: Allows for stays of up to two years on a single entry, providing an extended visitation period.

Healthcare Coverage:

Visitor Visa: Requires visitors to arrange private health insurance, as they do not have access to Canada’s publicly funded healthcare system.

Super Visa: Mandates applicants to purchase private health insurance from a Canadian provider, ensuring comprehensive health coverage during their stay.

Eligibility:

Visitor Visa: Available to individuals from countries that require a visa to enter Canada, with eligibility determined by immigration authorities based on the nature of the visit.

Super Visa: Exclusive to parents and grandparents of Canadian citizens or permanent residents who meet specific financial and other criteria.

Read More – Super Visa Income Requirement

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To Sum Up

Visitor Visa and Super Visa are distinct visa categories, each serving a unique purpose. While a Visitor Visa is suitable for various temporary visits to Canada, the Super Visa caters specifically to extended family reunification visits. Understanding the differences between these visas is essential for planning your visit to Canada. Depending on your circumstances and the nature of your trip, you can choose the visa type that best suits your needs, ensuring a smooth and enjoyable stay with your loved ones in Canada.

Faq's

A Visitor Visa is designed for various temporary purposes, including tourism, visiting family and friends, business trips, and short-term studies.

A Super Visa is specifically intended for parents and grandparents of Canadian citizens or permanent residents who want to visit family members in Canada for an extended period.

A Visitor Visa typically permits stays of up to six months.

A Super Visa allows for stays of up to five years on a single entry, providing an extended visitation period without the need for frequent renewals.

Yes, for both a Visitor Visa and a Super Visa, it is essential to have private health insurance. Visitors under these visas do not have access to Canada’s publicly funded healthcare system.

Yes, to be eligible for a Super Visa, applicants must demonstrate that they meet specific financial criteria, indicating their ability to financially support themselves during their visit to Canada. This requirement is not applicable to a standard Visitor Visa.

Yes, you can apply for a Visitor Visa even if you are eligible for a Super Visa. The choice between the two visas depends on the nature of your visit and your preferences for the duration of your stay.

While a Visitor Visa can be used for visiting family members, it typically permits shorter stays (up to six months) and may require more frequent renewals compared to a Super Visa.

Yes, the application process varies between the two visas, with specific requirements and documentation needed for each. The eligibility criteria for a Super Visa are more stringent due to its extended visitation period.

While it is possible to switch from one visa to another in some cases, it is subject to immigration regulations, and you should consult with Canadian immigration authorities for guidance on this matter.

Both Visitor Visas and Super Visas are generally available to individuals from various countries. Eligibility and visa requirements may vary based on your nationality, so it’s advisable to check with the Canadian government’s official website or consult with the nearest Canadian embassy or consulate.

A Visitor Visa is intended for various temporary purposes, including tourism, visiting family and friends, attending business meetings or conferences, and pursuing short-term studies in Canada.

The Super Visa is specifically designed for extended family reunification visits, allowing parents and grandparents to spend an extended period with their family members in Canada, typically up to five years on a single entry.

A Visitor Visa typically permits stays of up to six months. The specific duration is determined by the immigration officer at the port of entry or as indicated on the visa.

Yes, for both visa types, visitors must have private health insurance to cover medical expenses during their stay in Canada. Visitors under these visas do not have access to Canada’s publicly funded healthcare system.

No, the Super Visa is exclusively available to parents and grandparents of Canadian citizens or permanent residents who meet specific financial and other eligibility criteria.

The choice between a Visitor Visa and a Super Visa depends on your specific circumstances and the purpose of your visit. If you are a parent or grandparent of a Canadian citizen or permanent resident and wish to visit family for an extended period, a Super Visa may be more appropriate. Otherwise, a Visitor Visa is suitable for various temporary purposes.

You can find detailed information and guidance on applying for both Visitor Visas and Super Visas on the official website of Immigration, Refugees, and Citizenship Canada (IRCC) or by consulting with a Canadian immigration professional or consultant.

The best option is to get in touch with Canadian LIC today for the best advice.

The above information is only meant to be informative. It comes from Canadian LIC’s own opinions, which can change at any time. This material is not meant to be financial or legal advice, and it should not be interpreted as such. If someone decides to act on the information on this page, Canadian LIC is not responsible for what happens. Every attempt is made to provide accurate and up-to-date information on Canadian LIC. Some of the terms, conditions, limitations, exclusions, termination, and other parts of the policies mentioned above may not be included, which may be important to the policy choice. For full details, please refer to the actual policy documents. If there is any disagreement, the language in the actual policy documents will be used. All rights reserved.

Please let us know if there is anything that should be updated, removed, or corrected from this article. Send an email to [email protected] or [email protected]

What is a Super Visa Income Requirement?

Posted on by canadianlic

What is a Super Visa Income Requirement?

By Canadian LIC, October 16, 2023, 8 Minutes

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What is a Super Visa Income Requirement?

Canada is renowned for its stunning landscapes, multicultural cities, and high standard of living. It’s no wonder that many Canadian immigrants wish to reunite with their families and share in these opportunities. The Canadian government acknowledges the importance of family unity and offers various visa options, one of which is the Super Visa. In this blog post, we will get to know the Super Visa income requirement in Canada, what it entails, and how it can be a pathway to bringing your loved ones to join you in Canada.

What is a Super Visa?

The Super Visa is a special type of visa designed to facilitate family reunification in Canada. It is primarily aimed at parents and grandparents of Canadian citizens and permanent residents. Unlike a regular visitor visa, which typically allows visitors to stay in Canada for up to six months at a time, the Super Visa provides a unique opportunity.

With a Super Visa, eligible family members can stay in Canada for an extended period, usually up to five years, without having to renew their status. This means that parents and grandparents can enjoy more extended and uninterrupted stays with their loved ones in Canada.

Read More –  About Super Visa

The Super Visa Income Requirement

The Super Visa comes with specific eligibility criteria, one of the most crucial being the income requirement. To apply for a Super Visa, the Canadian sponsor (the child or grandchild inviting their parent or grandparent) must meet a specific income threshold. This threshold is intended to demonstrate the sponsor’s financial ability to support their parents or grandparents during their stay in Canada.

What is the Minimum Income Requirement?

The minimum income requirement for the Super Visa is calculated based on the size of the sponsor’s family and the number of family members they plan to support, including the parents or grandparents they are inviting. This income threshold is assessed using the Low Income Cut-Off (LICO) figures published annually by Statistics Canada. It is essential to note that the LICO figures change each year, so it’s crucial to consult the most up-to-date figures at the time of application.

The income requirement typically falls under three categories:

For single sponsors: If you are sponsoring your parents or grandparents and you have no dependents, the minimum income requirement is calculated based on the LICO for your family size.

For sponsors with a spouse or common-law partner: If you have a spouse or common-law partner and you are sponsoring your parents or grandparents, the minimum income requirement is typically higher, as it considers your partner’s income as well.

For sponsors with dependents: If you have dependents (children or other family members who rely on you for financial support), the income requirement increases accordingly.

LICO Table For 2024

The low-income Cut-off (LICO) table offers information about the poverty line in urban areas of Canada. LICO changes every year due to inflation. If your settlement funds are equal to or lower than the values of this table based on your family size, you will be categorized as a LICO.

Do you know you need a document to prove that you are meeting the Low Income Cut off Minimum (LICO) if you are applying for a Super Visa for your parents or grandparents?

Let’s have a look at LICO Table for 2024

SIZE OF FAMILY UNIT One person LICO – 6 Months
One person $28,339 $14,170
Two persons $35,282 $17,641
Three persons $43,373 $21,687
Four persons $52,662 $26,331
Five persons $59,728 $29,864
Six persons $67,362 $33,681
Seven persons $74,998 $37,499
If more than seven persons, for each additional person, add $7,634 $3,817
*Effective from January 1 to December 31, 2024

What is the Responsibility of Buyer Before Buying a Super Visa Insurance?

Also note, that it is the responsibility of the buyer of the insurance to get the tentative effective date changed to make sure that the insurance is in effect at the preferred date (that is the day your parents land in Canada). If your application is rejected due to any reason the premium paid on this insurance will be reimbursed.

There are a number of super visa insurance, it is essential that you compare the coverage and invest in the policy that offers you the best coverage. Some of the important factors to remember while choosing super visa insurance is that it must be issued by a certified Canadian insurance company, it should offer $100, 000 health/medical insurance coverage and must be valid for at least 1 year. For more details about super visa insurance, get in touch with our experts now.

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How to Prove Your Income?

Proving your income is a crucial step in the Super Visa application process. You will need to provide documents and evidence that demonstrate you meet the minimum income requirement. Here are some of the key documents you may be required to submit:

  • Notice of Assessment (NOA): This document is issued by the Canada Revenue Agency (CRA) and provides a summary of your income, deductions, and credits for a specific tax year. Your NOA is a crucial piece of evidence that shows your income.
  • Employment Letter: A letter from your employer stating your annual salary, job position, and the length of your employment can be helpful in demonstrating your income.
  • Pay Stubs: Recent pay stubs can provide additional evidence of your income. They show your income on a regular basis and can be used to support your application.
  • Bank Statements: Bank statements can demonstrate your financial stability and provide additional evidence of your ability to support your parents or grandparents during their stay.
  • Affidavit of Support: If your income alone does not meet the minimum requirement, you can include an Affidavit of Support from another family member who meets the income threshold.
  • Property Documents: If you own property or assets, you may be able to include their value in your application to meet the income requirement.

It’s essential to carefully review the specific requirements outlined by Immigration, Refugees, and Citizenship Canada (IRCC) for the most up-to-date information on the documents you need to provide.

Calculating the Minimum Necessary Income (MNI)

The Minimum Necessary Income (MNI) is the minimum income you must demonstrate to be eligible for the Super Visa. To calculate the MNI, you’ll need to consider the LICO figures and the number of people you plan to support, including your parents or grandparents. Here’s a basic formula to calculate the MNI:

MNI = LICO for your family size + 30%

The “30%” factor is added to ensure that sponsors have a little extra financial cushion. It’s a prudent approach to cover any unexpected expenses during your parents’ or grandparents’ stay in Canada.

Meeting the Income Requirement: Tips and Strategies

Meeting the income requirement for the Super Visa can be a significant milestone in your family reunification journey. Here are some tips and strategies to help you meet the income threshold:

Review the Latest LICO Figures

Stay informed about the most recent Low Income Cut-Off (LICO) figures published by Statistics Canada. These figures can change annually, so make sure you have the most up-to-date information when calculating the income requirement.

Plan Ahead

If you anticipate sponsoring your parents or grandparents in the future, start planning early. Understanding the income requirement well in advance allows you to take steps to meet it.

Combine Incomes

If you have a spouse or common-law partner, consider combining your income to meet the income requirement. This can be especially helpful if one partner has a higher income.

Increase Your Earnings

Explore opportunities to increase your income, such as taking on additional work, pursuing promotions, or investing wisely.

Seek Financial Advice

Consult a financial advisor to help you create a plan to meet the income requirement. They can provide guidance on managing your finances effectively.

Use Assets

If you have valuable assets such as property, investments, or savings, consider using them as part of your application to demonstrate your financial stability.

Gather Strong Supporting Documents

Collect all the necessary documents to prove your income, including Notice of Assessment (NOA), employment letters, pay stubs, and bank statements. Ensure that these documents are accurate and up-to-date.

Consider an Affidavit of Support

If you are unable to meet the income requirement on your own, you can explore the option of having another family member provide an Affidavit of Support.

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To Sum Up

The Super Visa is a valuable opportunity for Canadian citizens and permanent residents to reunite with their parents and grandparents. However, the income requirement is a critical aspect of the application process. By understanding the Minimum Necessary Income (MNI), staying informed about LICO figures, and employing the tips and strategies outlined in this blog, you can better prepare to meet the income requirement and bring your loved ones to Canada. Remember that immigration policies and requirements can change over time, so it’s essential to consult the official Immigration, Refugees, and Citizenship Canada (IRCC) website or seek legal advice for the most current information and guidance on the Super Visa application process.ork with an agent if you are not interested in buying through a broker. But if you do so, then you will lose the biggest benefit of comparing different insurances available in the market. If you decide to work with an agent, it is best advised to do your proper research so that you are able to grab the best deal for your plan. 

Faq's

A Super Visa is a special visa for parents and grandparents of Canadian citizens and permanent residents that allows them to visit and stay in Canada for an extended period, usually up to five years, without having to renew their status.

A Super Visa permits parents and grandparents to stay in Canada for a longer amount of time without the need for repeated renewals, as opposed to an ordinary visitor visa, which typically allows stays of up to six months.

Parents and grandparents of Canadian citizens or permanent residents can apply for a Super Visa. They must also meet other eligibility requirements, including having a written invitation from their child or grandchild in Canada.

The primary purpose of a Super Visa is family reunification. It allows Canadian citizens and permanent residents to bring their parents and grandparents to Canada for extended visits.

A Super Visa is typically valid for up to ten years, but it does not grant continuous stays for ten years. Each entry allows the parent or grandparent to stay in Canada for up to five years at a time without needing to renew their status.

Super Visa holders are generally not allowed to work or study in Canada. The Super Visa is intended for family reunification and extended visits, not for employment or education purposes.

Super Visa holders are not eligible for publicly funded healthcare in Canada. It’s essential to obtain private health insurance coverage for the duration of their stay to cover medical expenses.

Yes, Super Visa holders can travel in and out of Canada during their visit as long as their visa remains valid. However, they must meet the entry requirements each time they return to Canada.

To apply for a Super Visa, you must submit a complete application package to the Canadian visa office responsible for your country of residence, including the required forms, supporting documents, and proof of medical insurance. It’s advisable to consult the official website of Immigration, Refugees, and Citizenship Canada (IRCC) for the most up-to-date application instructions.

No, parents or grandparents cannot apply for a new Super Visa from within Canada if they are already in the country on a visitor status, including a Super Visa. To apply for a new Super Visa, they must do so from outside of Canada, typically from their home country or their country of legal residence.

Yes, grandparents with a Super Visa in Canada can live independently if they choose to do so. They have the flexibility to decide their living arrangements during their extended visit, whether it’s with their sponsoring family or independently while adhering to immigration and insurance requirements.

Yes, you can apply for a Super Visa for your parents in Canada. To do so, you, as the sponsoring child or grandchild, must meet specific eligibility requirements and provide the necessary financial and supporting documentation to demonstrate your ability to support your parents or grandparents during their visit. The necessary forms, papers, and evidence of health insurance must normally be sent to the Canadian visa office in charge of your region as part of the Super Visa application procedure. For thorough and current information on the application process, it is advised to check out Immigration, Refugees and Citizenship Canada’s (IRCC) official website or to see a legal professional.

The Super Visa income requirement is the minimum income that the Canadian sponsor (the child or grandchild inviting their parent or grandparent) must demonstrate to be eligible for the Super Visa. It is calculated based on the Low Income Cut-Off (LICO) figures published annually by Statistics Canada.

No, you need to meet the income requirement at the time of application. Once your parents or grandparents receive the Super Visa, they can stay in Canada for an extended period, usually up to five years, without the need for you to prove your income annually.

Yes, if you have a spouse or common-law partner, you can combine your income to meet the income requirement. Combining incomes can be helpful, especially if one partner has a higher income.

You may need to provide documents such as your Notice of Assessment (NOA) from the Canada Revenue Agency (CRA), employment letters, pay stubs, bank statements, and any other relevant financial documents as proof of your income.

The income requirement is calculated based on the LICO figures and the number of people the sponsor plans to support, including the parents or grandparents they are inviting. Typically, the formula is MNI = LICO for your family size + 30%, where “MNI” stands for Minimum Necessary Income.

There are no specific exceptions to the income requirement for the Super Visa. However, sponsors who cannot meet the income requirement on their own can explore the option of having another family member provide an Affidavit of Support to demonstrate financial support.

If you do not meet the income requirement on your own and cannot provide an Affidavit of Support from another family member, your Super Visa application may be denied. It’s crucial to review the income requirement and plan accordingly carefully.

Yes, you can use valuable assets like property, investments, or savings as part of your application to demonstrate financial stability and help meet the income requirement.

These frequently asked questions (FAQs) include essential details concerning the Super Visa income requirement in Canada. However, for the most up-to-date information and direction on the Super Visa application process, it is best to seek professional advice from one of the expert brokers in Canada like Canadian LIC.

The above information is only meant to be informative. It comes from Canadian LIC’s own opinions, which can change at any time. This material is not meant to be financial or legal advice, and it should not be interpreted as such. If someone decides to act on the information on this page, Canadian LIC is not responsible for what happens. Every attempt is made to provide accurate and up-to-date information on Canadian LIC. Some of the terms, conditions, limitations, exclusions, termination, and other parts of the policies mentioned above may not be included, which may be important to the policy choice. For full details, please refer to the actual policy documents. If there is any disagreement, the language in the actual policy documents will be used. All rights reserved.

Please let us know if there is anything that should be updated, removed, or corrected from this article. Send an email to [email protected] or [email protected]

Benefits of Super Visa Insurance

Posted on by canadianlic

Many people want to move to Canada because of its beautiful landscapes, rich culture, and strong economy. The Super Visa programme is a special chance for those who have family ties to Canada. Through this programme, parents and grandparents of Canadian citizens and permanent residents are permitted to travel to and spend a considerable amount of time in Canada. Super Visa Insurance, on the other hand, is one of the essential conditions for receiving a Super Visa.

Benefits of Super Visa Insurance

By Canadian LIC, October 4, 2023, 8 Minutes

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Many people want to move to Canada because of its beautiful landscapes, rich culture, and strong economy. The Super Visa programme is a special chance for those who have family ties to Canada. Through this programme, parents and grandparents of Canadian citizens and permanent residents are permitted to travel to and spend a considerable amount of time in Canada. Super Visa Insurance, on the other hand, is one of the essential conditions for receiving a Super Visa.

What is a Super Visa?

A Super Visa is a temporary resident visa specifically designed for parents and grandparents of Canadian citizens or permanent residents. Unlike regular visitor visas, which typically allow individuals to stay in Canada for up to six months at a time, Super Visas enable eligible family members to stay in Canada for up to five years at a time without the need to renew their status. Moreover, Super Visas are usually valid for ten years, making them a convenient and cost-effective option for extended visits to Canada.

Why is Super Visa Insurance Required?

One of the fundamental requirements for obtaining a Super Visa is having Super Visa Insurance. This requirement serves several important purposes:

  • Financial Protection: Super Visa Insurance ensures that visitors are financially prepared to cover unexpected medical expenses during their stay in Canada. Canadian healthcare is highly regarded but can be costly for non-residents, making insurance essential for peace of mind.
  • Public Health Protection: Super Visa Insurance helps safeguard the Canadian healthcare system and taxpayers by ensuring that visitors have their own financial resources to cover medical expenses.
  • Family Sponsor’s Obligation: As Super Visa applicants are typically sponsored by their Canadian family members; the insurance requirement ensures that sponsors are not burdened with the significant medical costs that could arise from a visitor’s illness or injury.
  • Emergency Assistance: In the event of a medical emergency, Super Visa Insurance provides visitors with access to quality healthcare, which is crucial for seniors who may require regular medical check-ups or treatment for pre-existing conditions.
  • Compliance with Regulations: Super Visa Insurance is a legal requirement set by the Canadian government. Please comply with this requirement to avoid the rejection of the Super Visa application.

Go here- ‘Everything You need to Know About the Canadian Super Visa Insurance’ for a better understanding on Super Visa Insurance

How Much Does Super Visa Insurance Cost?

The cost of Super Visa Insurance can vary significantly based on various factors, including the visitor’s age, the deductible, the policy length, the coverage amount, and the insurance provider. Typically, the older the visitor, the higher the premium. Super visa insurance for each parent or grandparent travelling to Canada can cost between $100 and $200 a month. It’s advisable to obtain quotes from multiple insurance providers to compare prices and coverage options to find the best fit for your needs and budget.

Super visa insurance used to require full payment at the time of purchase. But as of December 2022, choices to pay in monthly installments were introduced. Someone can also buy Super Visa Insurance for their parents or grandparents and sponsor them.

Choosing the Right Insurance Provider

Selecting the right insurance provider is a critical step in obtaining Super Visa Insurance. Here are some tips to help you make an informed choice:

  • Reputation: Look into the insurance companies’ reputations, including how they handle scenarios and how stable their finances are. To determine client satisfaction, look at customer reviews and ratings.
  • Coverage Options: Compare the coverage options offered by different providers. Ensure that your selected policy aligns with your specific needs and provides adequate coverage.
  • Cost: Obtain quotes from multiple providers to compare costs. Keep in mind that the cheapest policy may not always be the best option if it doesn’t provide sufficient coverage.
  • Customer Service: Evaluate the quality of customer service provided by the insurance company. Prompt and efficient customer support can be crucial during emergencies.
  • Claims Process: Understand the claims process of the insurance provider. A straightforward and transparent claims process can significantly ease the burden during a medical emergency.
  • Network of Healthcare Providers: Check if the insurance provider has a network of healthcare providers in Canada. Having access to a network can streamline the process of seeking medical care.

The Application Process

Obtaining Super Visa Insurance involves a simple application process. Here are the typical steps involved:

  • Determine Coverage Needs: Decide on the type and amount of coverage you need based on your age, health, and travel plans.
  • Obtain Quotes: Request quotes from various insurance providers to compare costs and coverage.
  • Complete Application: Fill out the application form provided by the chosen insurance company. Provide accurate information about your health and travel plans.
  • Submit Required Documents: Along with the application form, you may need to submit documents such as proof of relationship with your Canadian sponsor, proof of financial support, and a copy of your Super Visa application.
  • Pay Premium: Pay the insurance premium, which can usually be done online or through other convenient methods.
  • Receive Policy: Once your application is approved and the premium is paid, you will receive your Super Visa Insurance policy, which outlines the terms and conditions of your coverage.
  • Travel with Proof: Make sure to carry proof of your Super Visa Insurance with you when you travel to Canada. You may be asked to provide this proof when you arrive in Canada.

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Super Visa Insurance-Common Misconceptions

  • Misconception 1: It’s Optional: Some individuals mistakenly believe that Super Visa Insurance is optional. In reality, it is a mandatory requirement for obtaining a Super Visa.
  • Misconception 2: Canadian Healthcare Covers Visitors: While Canada has an excellent healthcare system, it does not provide free healthcare to visitors. Visitors are responsible for their own medical expenses, making insurance crucial.
  • Misconception 3: All Super Visa Insurance Policies Are the Same: Super Visa Insurance policies can vary significantly in terms of coverage, cost, and terms. It’s essential to compare policies and select one that meets your specific needs.
  • Misconception 4: Coverage Is Instant: Some individuals assume that coverage begins immediately upon purchasing Super Visa Insurance. In reality, policies may have waiting periods before coverage takes effect, so it’s crucial to understand the terms.

Super Visa Insurance- Benefits

Now, finally, the time has come to explore the myriad benefits of Super Visa Insurance, highlighting its importance in ensuring the well-being and security of visitors to Canada.

  • Mandatory Requirement for Super Visa Approval: The foremost benefit of Super Visa Insurance is its compulsory status of obtaining a Super Visa. Your Super Visa application won’t be accepted if it doesn’t have enough insurance coverage. This strict criterion is in place to make sure that tourists have the resources to pay for unanticipated medical costs while they are in Canada.
  • Coverage for Emergency Medical Expenses: Super Visa Insurance provides comprehensive coverage for emergency medical expenses, including hospitalization, surgeries, prescription drugs, and more. This coverage ensures that visitors and their sponsors are shielded from the financial burden of unexpected health issues while in Canada. The cost of healthcare can be extraordinarily high in Canada; therefore, having insurance is essential to avoiding financial hardship.
  • Peace of Mind for Both Visitors and Sponsors: Super Visa Insurance offers invaluable peace of mind for visitors and their Canadian sponsors. Visitors can enjoy their time in Canada without worrying about potential medical expenses. At the same time, sponsors can rest assured that their loved ones are protected in case of any health-related emergencies.
  • Access to World-Class Healthcare: Canada boasts a world-class healthcare system. Super Visa Insurance ensures visitors have access to this system, which is especially vital for seniors requiring regular medical check-ups or treatment for pre-existing conditions.
  • Coverage for Pre-Existing Medical Conditions: One of the significant advantages of Super Visa Insurance is that it often covers pre-existing medical conditions. While coverage may vary depending on the insurance provider and the specific policy, having coverage for pre-existing conditions can be a lifesaver for older visitors who may have ongoing health issues.
  • Financial Protection: Medical emergencies can be financially devastating. Super Visa Insurance protects visitors from the huge costs of unplanned medical bills, like hospital stays, surgeries, ambulance services, and more. This financial protection makes sure that tourists can focus on getting healthier instead of worrying about money.
  • Coverage for Repatriation: In unfortunate circumstances where a visitor passes away while in Canada, Super Visa Insurance can cover the cost of repatriation – transporting the deceased back to their home country. This coverage relieves the family of the deceased from the emotional and financial burden of arranging transportation during a difficult time.
  • Flexible Coverage Options: Super Visa Insurance offers a wide range of coverage options to cater to different needs and budgets. Visitors can choose policies with varying coverage limits and deductibles, allowing them to tailor their insurance to their specific requirements.
  • Simple Application Process: Applying for Super Visa Insurance is a very simple process. Many insurance providers offer online application options, making it convenient for visitors to secure the required coverage before their trip. This ease of application ensures that visitors can obtain insurance without unnecessary hassle.
  • Compliance with Canadian Regulations: Visitors can demonstrate their commitment to complying with Canadian regulations and requirements by purchasing Super Visa Insurance. This adherence to rules and regulations reflects positively on the Super Visa application and increases the likelihood of approval.
  • Coverage for Travel-Related Issues: Super Visa Insurance often includes coverage for travel-related issues such as trip cancellations, lost baggage, and flight delays. This additional coverage ensures that visitors are protected not only for medical emergencies but also for other travel-related inconveniences.
  • Emergency Dental Coverage: Dental emergencies can be as financially burdensome as medical ones. Super Visa Insurance can provide tourists with complete health protection by covering emergency dental procedures.
  • Coverage for Accidental Death and Dismemberment: Super Visa Insurance can include coverage for accidental death and dismemberment in addition to medical coverage. This coverage provides a lump sum payment to beneficiaries in case of accidental death or severe injury.
  • Coverage for Childbirth and Complications: Super Visa Insurance may cover childbirth and complications related to pregnancy. This is particularly important for expectant grandparents who may want to be present for the birth of their grandchild in Canada.
  • Flexibility to Choose Insurance Providers: Visitors have the flexibility to choose their Super Visa Insurance provider, allowing them to compare policies and select the one that best suits their needs and budget. This competition in the insurance market benefits consumers by offering a variety of options.
  • Options for Refund or Cancellation: Some Super Visa Insurance policies offer options for refunds or cancellations. This can be helpful if plans change and visitors need to return home earlier than expected.

The Bottom Line

Super Visa Insurance is not just a legal requirement for obtaining a Super Visa; it is a vital asset that provides financial security and peace of mind during your visit to Canada. It safeguards both visitors and their Canadian sponsors from the financial burden of unexpected medical expenses and ensures access to quality healthcare. As a visitor, obtaining the right Super Visa Insurance policy tailored to your needs is a crucial step in preparing for your journey to Canada. Experts at Canadian LIC can make all this super easy for you by helping you understand the coverage options, costs, and the application process. So that you can make an informed decision and start your Canadian adventure with confidence. Please don’t underestimate the importance of Super Visa Insurance; it’s your key to a safe and enjoyable visit to Canada.

Schedule an appointment with Canadian LIC today!

Make your knowledge of Super Visa Insurance better by reading our blog- ‘What to look for in Super Visa Insurance?’

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Faq's

No, you must obtain Super Visa Insurance before you arrive in Canada. It is a requirement for obtaining a Super Visa, and you must carry proof of insurance with you when you arrive in Canada.

You can apply to extend your Super Visa while in Canada. However, your Super Visa Insurance must also be extended to cover the entire duration of your stay.

You need to have Super Visa Insurance to ensure your Super Visa application is allowed. It is a mandatory requirement, and you need it to obtain a Super Visa.

Some Super Visa Insurance policies offer partial or partial refunds if you leave Canada before the policy expires. However, refund terms and conditions can vary among insurance providers and policies.

While you may have travel insurance or private health insurance coverage, Super Visa Insurance is a specific requirement for the Super Visa program. It must meet the government’s criteria, so obtaining a policy that complies with these requirements is essential.

The above information is only meant to be informative. It comes from Canadian LIC’s own opinions, which can change at any time. This material is not meant to be financial or legal advice, and it should not be interpreted as such. If someone decides to act on the information on this page, Canadian LIC is not responsible for what happens. Every attempt is made to provide accurate and up-to-date information on Canadian LIC. Some of the terms, conditions, limitations, exclusions, termination, and other parts of the policies mentioned above may not be included, which may be important to the policy choice. For full details, please refer to the actual policy documents. If there is any disagreement, the language in the actual policy documents will be used. All rights reserved.

Please let us know if there is anything that should be updated, removed, or corrected from this article. Send an email to [email protected] or [email protected]

Want Your Parents and Grandparents in Canada? Here is What to Do

Posted on by canadianlic

Canada is an attractive place for all those looking for a high-quality life as it offers world world-class education and a flourishing job market. It is an exceptionally beautiful country with a multicultural population. The good news is that the government of Canada always welcomes millions of immigrants with open arms. So if you are new to Canada and have been missing your family and want to invite them over for long periods, then Canadian Super Visa Insurance might be your perfect solution.

Want Your Parents and Grandparents in Canada? Here is What to Do

By Canadian LIC, October 2, 2023, 8 Minutes

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Canada is an attractive place for all those looking for a high-quality life as it offers world world-class education and a flourishing job market. It is an exceptionally beautiful country with a multicultural population. The good news is that the government of Canada always welcomes millions of immigrants with open arms. So if you are new to Canada and have been missing your family and want to invite them over for long periods, then Canadian Super Visa Insurance might be your perfect solution.

In this article, you will learn everything about Canadian Super Visa. 

If you are new to Canada, inviting your parents or grandparents wouldn’t be that easy for you. In the case of foreign national parents, there is a need for a visitor visa to be in Canada, whose time limitations are not enough to fulfill your needs. Hence, the Canadian government’s Super Visa program solves all your problems.

Super Visa Insurance

A Super Visa is an answer to the problems of foreign nationals who want to call their parents or grandparents to Canada to live with them. The Parent Super Visa Insurance allows parents and grandparents to visit Canada for 5 years without needing renewal.

On a Super Visa, the legal status of your parents or grandparents coming to meet you will be that of a visitor. They will not have those legal rights and responsibilities that you have as a permanent resident, like working in Canada.

Difference between Parent Super Visa Insurance and Visitor Visa

Parents Super Visa Insurance and Visitor Visa

Both visas grant a visitor status but still have a few differences. Let’s find them out.

  • The duration of stay: A super visa is for five years; on the other hand, a visitor visa is for just six months.
  • Validity: A super visa has 10 years of validity or until the expiry of your passport. On the other side, the visitor visa validity is shorter.
  • Eligibility: Anyone can apply for a visitor visa to Canada, whereas only parents or grandparents of Canadian citizens or permanent residents can apply for a Parent Super Visa Insurance.
  • Type of entry: Parents and grandparents can have multiple entries into Canada through a Super Visa Insurance. This means that the visa holder can exit and re-enter the country as often as required. On the other side, a visitor visa can be a single or multiple entry, the decision of which lies in the hands of the visa officer.

Super Visa Insurance Eligibility Criteria

Whoever applies for the Super Visa must:

  • Have a child or grandchild as a permanent resident or citizen of Canada.
  • Applying from outside Canada.
  • Possesses medical insurance of at least $100,000 CAD with at least a one-year validity from an insurance provider in Canada.
  • Possess a signed invitation letter from the child or grandchild they will meet in Canada.
  • Fulfill other permissible requirements like clearing a medical exam. Some other factors like the purpose of the visit, the economic and political stability of the applicant’s home country, and more might also be looked into by the Canadian government while reviewing the applications for a Super Visa.

Writing a letter of invitation for a Super Visa

Suppose you’re inviting your parents or grandparents to stay with you in Canada for an extended period. In that case, they will require your written invitation letter for their super visa application.

This invitation letter has a written commitment that you’ll be taking all the financial responsibility for the parent or grandparent you invite for their stay in Canada. It must have the following below-mentioned information:

About the ones visiting:

  • Their full name and birth date.
  • Their home countries’ addresses and telephone numbers.
  • What is their relationship with you?
  • Their trip’s purpose and the duration they plan to stay in Canada (Include dates).
  • The place they will stay and the way they will pay for their expenses.

About the invitee(i.e you):

  • Your full name, along with your date of birth.
  • Your complete address and Canada phone number.
  • Your legal status and a copy of your PR card, Canadian citizenship card, or Canadian birth certificate.
  • Your job.
  • Number of people in your household, including your family and any other people you’ve sponsored.
  • Family details, along with names and dates of birth of your spouse, children, and other dependents, if any.
  • Your income proof should equal or exceed the low-income cut-off (LICO) for the total number of people present in your family, along with the parent or grandparent being invited.
  • A signed commitment to financially support your parent/grandparent for their duration of stay in Canada.

Process of Applying for a Canadian Super Visa Insurance

Super Visa applications are accepted all throughout the year. So if all the document proofs required have been submitted to provide evidence of the eligibility of both the invitee and the one visiting, then most likely, the application will get approved.

Now let’s go through the application process step by step.

Step 1: Decide between an online or paper application.

Firstly, the Parent Super Visa Insurance applicant must be outside of Canada. Online applications are a better option as it helps eliminate courier charges and processing delays. They can submit their application online or on paper; however, online applications are recommended. You can also track the status of your application if you go through the online process.

Step 2: Collect all essential documents.

Tell your parents or grandparents to collect all the essential documents after going through the document checklist. These documents include the following:

  • Passports
  • Birth and Marriage Certificates
  • Travel dates
  • Medical Insurance Proof
  • Their letter of invitation, along with your status proof in Canada and financial documents.
  • Copies of your parents and grandparents’ financial documents will also be needed (like their tax returns, property documents, bank statements, investments, and more.)

Step 3: Fill out and apply.

Fill in the super visa insurance application after gathering all the necessary documents. Before applying, make sure that the processing and biometrics fees must be paid online using a debit or credit card. Please keep a copy of the receipt for paper applications, as it must be submitted along with the filled-out application. If biometrics is needed for your country, then in that case, paper applications must be submitted at the local visa application center in person.

Step 4: Submit additional documents as needed.

Your parents’ or grandparents’ can also be asked for some additional documents as per the country they are applying from. There can be a requirement for them to submit their biometrics (like fingerprints and photographs), provide a police certificate and appear for a medical exam. The applicants can also be interviewed at their local visa office.

Step 5: Take your Super Visa and get ready to travel.

Finally, your parents/grandparents must submit their passports and get their visas once their super visa insurance applications have been processed and approved. There will be an expiry date present, and your parents/grandparents will now be able to travel to Canada as many times as they wish throughout the validity of the super visa.

They will only be required to show their passport, visa, and medical insurance to the border officer while travelling.

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Can one apply for Super Visa Insurance from a visa-exempt country?

This can be done in the case of individuals who want to stay in Canada for more than six months at a time. The application process is a bit different for visa-exempt travellers. They don’t receive visa stickers on their passport; instead, they get an approval letter to present to the border officer when they arrive.

The processing fee for a parent or grandparent Super Visa.

A parent or grandparent super visa insurance cost is about $100 CAD. The applicants might also be required to pay additionally around $85 CAD for biometric processing. Then they might also have to pay between around $200 CAD and $300 CAD for a medical exam if there is a need for one. All these super visa insurance costs exclude travel costs, compulsory health insurance, courier charges, or the amount that will be spent during their stay in Canada.

Parent Super Visa Insurance processing time

The Super Visa Insurance processing time is different in the case of different countries while applying from India takes around 135 days.

Other factors also affect the processing time for your application, like the number of applications the government receives, the status of your application, and the time taken to verify the information you provided.

Stay updated with the government website for the processing time.

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Can one work in Canada with a Super Visa?

No, they can’t, as the super visa only provides a visitor status. So your parents or grandparents will not be able to work on super visa insurance. However, if they want, they can apply for a work permit as they will be eligible for that. But it will be first required to find a job in Canada depending on the type of work permit they qualify for. After this, their status will change to that of a temporary worker if their work permit application gets approved, and their Super Visa validity will expire after that.

Is it allowed to stay permanently in Canada with a Super Visa?

The answer to this is “No” again. Your parents can only stay in Canada till the validity of their Super Visa. Super Visa only offers a temporary residence.

Suppose you are considering inviting your parents or grandparents to stay with you permanently. In that case, you will have to make sure that you are eligible to sponsor their permanent residence as per the family sponsorship program. After getting permanent residence, your parents or grandparents can both work and stay in Canada permanently. However only a limited number of PRs are given under the family sponsorship program, and the application takes around two or more years to process. However, your parents or grandparents can continue living with you on a valid super visa during their PR application processing period.

Wrapping it Up

So if you are interested in applying for a Canadian Super Visa, you do not have to worry as the application approval rate is really high, and you will definitely achieve success in it. Canada ensures that you don’t have to be away from your loved ones and offers plenty of support options to bring your parents and grandparents to the country. It is advised to take the help of the best immigration professional, who will help you with the entire application process step by step.

Learn more:  Benefits Of Using An Insurance Broker.

So find a good immigration professional today, as he will make the process a hundred times easier for you and ensure you qualify and succeed in the end.

The above information is only meant to be informative. It comes from Canadian LIC’s own opinions, which can change at any time. This material is not meant to be financial or legal advice, and it should not be interpreted as such. If someone decides to act on the information on this page, Canadian LIC is not responsible for what happens. Every attempt is made to provide accurate and up-to-date information on Canadian LIC. Some of the terms, conditions, limitations, exclusions, termination, and other parts of the policies mentioned above may not be included, which may be important to the policy choice. For full details, please refer to the actual policy documents. If there is any disagreement, the language in the actual policy documents will be used. All rights reserved.

Please let us know if there is anything that should be updated, removed, or corrected from this article. Send an email to [email protected] or [email protected]

Mistakes to Avoid While Buying Super Visa Insurance

Posted on by canadianlic

Have you ever thought about how important it is to have Super Visa insurance if your plan is for your Parents or Grandparents to travel to Canada? Protecting yourself financially, emotionally, and physically with insurance, be it life, travel, medical, or any other kind of insurance plan, is vital. At Canadian L.I.C., we will share information with you on why Super Visa insurance is essential and should be kept in mind by the visitor when travelling.

Mistakes to Avoid While Buying Super Visa Insurance

By Canadian LIC, September 11, 2023, 8 Minutes

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Have you ever thought about how important it is to have Super Visa insurance if your plan is for your Parents or Grandparents to travel to Canada? Protecting yourself financially, emotionally, and physically with insurance, be it life, travel, medical, or any other kind of insurance plan, is vital. At Canadian L.I.C., we will share information with you on why Super Visa insurance is essential and should be kept in mind by the visitor when travelling.

Super Visa Insurance provides financial protection during a medical emergency or hospital care for the Parents or Grandparents in the country. A permanent resident or a Canadian citizen can help apply for a Super Visa for their parents or grandparents so that their medical needs are taken care of in the event of an unfortunate medical situation. To qualify for a Super Visa, they must purchase an insurance plan from a Canadian Insurance Company with the plan’s minimum validity of one year. 

When it comes to parents and grandparents of Canadian citizens and permanent residents visiting Canada, then they often wish for a long stay with their loved ones. The Canadian government introduced the Super Visa program to make their visit smooth. The Super Visa Program makes it possible for eligible individuals to remain in Canada for up to five years without the need to renew their visas frequently. It is very important if you want to have a Super Visa to obtain adequate Super Visa Insurance. Here, we will delve deeply into Super Visa Insurance Canada and what mistakes you might make while buying Super Visa Insurance Canada. So let’s begin.

What is Super Visa Insurance Canada?

A special type of medical insurance designed for parents and grandparents applying for the Super Visa is known as Super Visa Insurance. This insurance plan is important to show the Canadian government that the visitors will have proper health coverage during their stay in Canada. It is a must for Super Visa Insurance to meet specific requirements like coverage for health care, hospitalization, and repatriation.

Read more about Super Visa Insurance Canada.

Significance of Super Visa Insurance

  • It is Mandatory: To have a Super Visa Insurance is mandatory to obtain the Super Visa. In the absence of proper Super Visa Insurance coverage, the application is likely to be denied.
  • It covers Healthcare Costs: Canada’s healthcare system is very well known for its quality, but it can be expensive, so maybe all non-residents cannot easily afford it. Hence, Super Visa Insurance comes to your rescue when there is a need to cover the costs of unexpected medical emergencies so that the visitors can be worry-free of facing any financial burdens.
  • Provides Peace of Mind: Super Visa Insurance provides peace of mind to both the visitors and the ones sponsoring their family members in Canada as it protects the visitors in the case of illness or injury, thus bringing immense comfort.
  • Allows Extended Stays: With Super Visa Insurance, visitors can stay in Canada for up to two years, making it a perfect option for family reunions and prolonged visits.

Coverage Benefits of Super Visa Insurance

  • Takes Care of Emergency Medical Care: Super Visa Insurance covers emergency medical expenses, including prescription medication, hospitalization and surgery.
  • Covers Doctor’s Visits: The Super Visa Insurance plan also takes care of the costs associated with seeing a doctor, like the consultation fees and diagnostic tests.
  • Looks After Ambulance Services Costs: Emergency ambulance services can be expensive. Super Visa Insurance often covers the costs of emergency transportation as well.
  • Handles Repatriation Expenses: In the case of the unfortunate event of a visitor’s death, Super Visa Insurance may include coverage for repatriating the remains back to their home country.
  • Benefits for Accidental Death & Dismemberment: Some insurance plans offer additional benefits for accidental death or permanent disability resulting from an accident.

Click here to get a better idea of ‘What is Super Visa Insurance and What does it cover?’

Choosing the Right Super Visa Insurance Plan

The requirements for the Super Visa Canada are a vital aspect of the application process for parents and grandparents planning to visit their families in Canada. In order to become eligible for the Super Visa, there should be proof provided by the applicants of private medical insurance that meets specific criteria.

The primary requirements for Super Visa Insurance in Canada are as follows:

  • Coverage Duration: The Super Visa Insurance must be at least valid for one year from the date of entry into Canada. It should cover the entire time period of the intended stay.
  • Medical Coverage: Super Visa Insurance must take care of health care, hospitalization, and repatriation coverage. It should have a minimum coverage limit of CAD $100,000.
  • Valid from a Canadian Insurance Provider: Ensure to purchase the Super Visa insurance policy from a Canadian insurance company authorized to sell such coverage.
  • Pre-existing Conditions: Some insurance plans cover pre-existing medical conditions, while others may not. Hence, it is very important to understand the policy’s stance on pre-existing conditions.
  • Proof of Payment: It is necessary for the applicants to provide evidence of paid premiums, indicating that the insurance is active and valid.
  • Compliance with Canadian Regulations: Super Visa Insurance should also comply with the requirements set forth by the Canadian government for the Super Visa program.

It is vital to meet these above-mentioned insurance requirements for the success of the Super Visa application. Sufficient medical insurance coverage ensures that parents and grandparents are protected during their visit to Canada, and also, there is no burden on the sponsoring family members to take care of unexpected healthcare costs. If one gets the right insurance policy, then one can confidently embark on a worry-free and enjoyable journey in Canada.

If you want to gather information for Super Visa Insurance eligibility, you can go to Canada.Ca

How Much Does Super Visa Insurance Cost?

Typically, Super Visa Insurance costs for parents or grandparents visiting Canada can range between $100 to $200 every month for each parent or grandparent coming to Canada. However, it’s essential not to forget that these figures are approximate and can change with time. 

The exact Super Visa Insurance cost varies depending on a number of factors:

  • Age
  • Health & medical history
  • The coverage amount
  • The policy length
  • The deductibles

All younger applicants who are in good health have access to more affordable insurance rates in comparison to the older applicants who have any pre-existing medical conditions. Also, going for higher coverage limits and longer coverage durations may result in higher premiums being paid.

It’s advised to obtain quotes from various insurance providers to find the most accurate and up-to-date Super Visa Insurance cost. If you compare different plans in the market, then you will be able to figure out the best coverage options that align with the requirements of your loved one and your budget.

You can also learn about the advantages of Super Visa Insurance here- ‘Benefits of Super Visa Insurance’

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Mistakes to Avoid

Now we finally come to the part for which you came to this article, the ‘Mistakes to Avoid while Buying the Super Visa Insurance.’ Before you apply for Super Visa, you must avoid the following mistakes mentioned below:

Is the plan covered for any pre-existing medical conditions?

Do not assume that a Super Visa insurance plan already covers pre-existing medical conditions.

Is the claim upfront or reimbursed?

You must know whom and where you are getting your super visa insurance policy from and whether the policy you plan on purchasing can be reimbursed. If you choose a reimbursement plan, you will have to spend from your own pocket initially and then, later on, submit your claim to the insurance company. For instance, in the unfortunate event, the insurer meets with an accident and needs to be immediately rushed to the hospital, and on reaching, you find out that you have to shell out the money or use your credit card to pay for the bill, then submit a claim to the insurance company. The mistake the policyholder assumed here was that the plan would take care of the medical expenses upfront.

Contact the hotline immediately if you are sick or hurt

In today’s day and age, insurance companies make it a point that you contact the 24-hour emergency hotline to determine the best course of action to cater to your medical situation. Many policyholders make the mistake of not calling the emergency assistance hotline and informing them of the situation.

Is your plan covered on your credit card?

Many credit card companies sell travel accident insurance as opposed to emergency medical travel insurance. Travel medical insurance covers hospital, emergency, prescription drugs and other related travel expenses. The mistake that many policyholders make is that they rely on their credit cards for travel medical insurance.

Make a well-informed decision

Your insurance advisor must guide and educate you on the best Super Visa insurance plan, including assisting you in the event of a claim. Most individuals make the mistake that they purchase the wrong Super Visa insurance plan based on poor recommendation. Additionally, the applicants must be completely truthful and disclose their medical history entirely. The mistake that happens here is they do not reveal every detail to buy a cheaper insurance plan.

Canadian L.I.C. has been assisting and serving clients all over Ontario with their insurance needs, including Super Visa insurance. For further enquiries or to schedule an appointment, call us today at 416 543 9000. We are based in Brampton.

Conclusion

Super Visa Insurance Canada is an essential aspect of the Super Visa application process. It provides important health coverage to parents and grandparents who are visiting their children and grandchildren in Canada, ensuring their well-being during their extended stay. Once the significance of Super Visa Insurance and choosing the right plan is completely clear, families can enjoy a worry-free visit, cherishing moments with their family in the welcoming and beautiful land of Canada. Don’t forget to research insurance providers and policy terms thoroughly and comply with the Canadian government’s requirements for a successful Super Visa application.

Hence, reaching the end by now, you must have been completely clear on the mistakes you have to avoid while buying your Super Visa Insurance. Understanding the Super Visa Insurance requirements, comparing insurance plans, disclosing pre-existing conditions, and reading the fine print are vital steps to ensure a tension-free visit for your family in Canada. You can rest assured that your family’s health and well-being will be well protected and taken care of during their stay if you properly take out the time to research, choose a reputable insurance provider, and pick the best coverage options. So be proactive, plan ahead and make the perfect choices for a memorable and enjoyable time with your loved ones in Canada!

Happy Travelling!

Get The Best Insurance Quote From Canadian L.I.C

Call 1 844-542-4678 to speak to our advisors.

Get Quote Now

The above information is only meant to be informative. It comes from Canadian LIC’s own opinions, which can change at any time. This material is not meant to be financial or legal advice, and it should not be interpreted as such. If someone decides to act on the information on this page, Canadian LIC is not responsible for what happens. Every attempt is made to provide accurate and up-to-date information on Canadian LIC. Some of the terms, conditions, limitations, exclusions, termination, and other parts of the policies mentioned above may not be included, which may be important to the policy choice. For full details, please refer to the actual policy documents. If there is any disagreement, the language in the actual policy documents will be used. All rights reserved.

Please let us know if there is anything that should be updated, removed, or corrected from this article. Send an email to [email protected] or [email protected]